Cardholder Present

Cardholder Present (CHP) payments refer to transactions using a Point of Sale (POS) terminal. The terminal may read card data by:

  • dipping an EMV card
  • NFC (Near Field Communication) from a contactless card
  • swiping a magnetic stripe card
  • keying the card number

Support for all of the above is available from API version 40 onwards.

A CHP payment is initiated by a terminal and sent to the gateway as a Verify, Authorize, Capture, Pay, or Refund transaction. For example, transactions that are authorized offline by the chip on the card will be sent as a Capture only, whereas transactions requiring authorization by the issuer will use an online Authorize transaction, and then a Capture transaction.

CHP transactions interwork with many of the other gateway features. You can:

  • tokenize the card,
  • refund using the same integration as your e-commerce transactions, or via the UI
  • unify e-commerce and CHP reporting

Prerequisites Copied to Clipboard

Your payment service provider and your acquirer must enable you for cardholder present transactions.

Common Fields Used for CHP Transactions Copied to Clipboard

The following API fields are relevant to all cardholder present integrations via the gateway.

Mandatory Fields

  • transaction.source=CARD_PRESENT: If you do not provide this field, the default transaction source configured on your acquirer link by your payment service provider will be used. [REST][NVP]


  • sourceOfFunds.type=CARD [REST][NVP]

  • order.amount [REST][NVP]

  • order.currency [REST][NVP]

  • card number: It is mandatory to provide the card number but depending on the card read manner, via key entry, magnetic stripe, or EMV chip, you may provide it in:

    • sourceOfFunds.provided.card.number for keyed transactions.
    • sourceOfFunds.provided.card.track1 and/or sourceOfFunds.provided.card.track2 for magnetic stripe transactions, or their EMV tag equivalents, tag 56 and tag 57, respectively provided in sourceOfFunds.provided.card.emvRequest for contactless transactions where card data is in magnetic stripe format.
    • Tag 5A in sourceOfFunds.provided.card.emvRequest for EMV transactions (contact or contactless) where card data is in EMV format.
    • sourceOfFunds.provided.card.p2pe.payload for Point-to-Point Encryption (P2PE) transactions where card data is in DUKPT encrypted format.

  • terminal identifier: It is mandatory to provide the terminal identifier but depending on the card read manner, via key entry, magnetic stripe, or EMV chip, you may provide it in:

Optional Fields

Ensure that values for the following POS terminal fields are set correctly based on how the terminal generated the card data for the transaction. If data for these fields is available, always provide it. The gateway will pass the data as required to the acquirer. If the acquirer requires a field and if it's not present, then the transaction will fail.

  • posTerminal.address
  • posTerminal.attended: If you do not provide this field, the gateway defaults the value to UNKNOWN_OR_UNSPECIFIED
  • posTerminal.authorizationMethod
  • posTerminal.cardHolderActivated: If you do not provide this field, the gateway defaults the value to NOT_CARDHOLDER_ACTIVATED
  • posTerminal.inputCapability: This field is mandatory for EMV transactions.
  • posTerminal.location: This field is mandatory for EMV transactions.
  • posTerminal.panEntryMode
  • posTerminal.pinEntryCapability
  • posTerminal.onlineReasonCode: This field is mandatory for chip and chip fallback transactions (including reversals) for all online transactions.
  • posTerminal.serialNumber
  • posTerminal.mobile.cardInputDevice: This field is applicable to mobile POS (mPOS) devices where the device is capable of accepting tap on screen or physical keypad for entering the PIN. Software PIN should only be used for devices that do not have a hardware keypad to support PIN Entry. For mPOS integration requirements, see Integrating to use mPOS.

    • POS Terminal API Reference [REST][NVP]

  • order.gratuityAmount: Provide this field if the payment includes a gratuity amount.
    [REST][NVP]

  • order.cashbackAmount: Provide this field if the payment includes a cashback amount.
    [REST][NVP]

  • order.cashAdvance: Provide this field if the payment includes a cash advance amount.
    [REST][NVP]

Process an EMV Transaction Copied to Clipboard

If card data was read from a card's chip (EMV cards only),

  • Request the terminal for these EMV tags (tags supported by the gateway).
  • Provide the returned tags in the sourceOfFunds.provided.card.emvRequest field as a JSON object in REST protocol, or as a collection of fields in NVP protocol (it's okay if your terminal does not supply all the supported EMV tags).
    EMV tag values must be formatted exactly as returned by the terminal — binary values will be represented in hex format.
  • Provide the mandatory fields.
  • Provide the optional fields if needed.

sourceOfFunds.provided.card.emvRequest [REST][NVP]

Some of the supported EMV tags correspond to core payment concepts, such as primary account number. These concepts also appear as API request fields, such as sourceOfFunds.provided.card.number. The API Reference documentation for these corresponding API request fields shows their linkage in the description. For example, the description for sourceOfFunds.provided.card.number contains the text "This field corresponds to EMV tag 5A".

If you provide data as an EMV tag, then you need not provide the same as an API request field. The gateway populates the corresponding API request fields with the values provided in the EMV tags, where they exist, and uses these values across all internal processing, acquirer messaging, and transaction responses. For example, if you send sourceOfFunds.provided.card.emvRequest.9F1C with value 'Lane_03', then posTerminal.lane with value 'Lane_03' is sent to the acquirer and returned in the transaction response.

You can provide EMV tags in place of API request fields.

If required, you can choose to provide both EMV tags and the corresponding API request fields in the transaction request. See Advanced Usage: Transaction Data in Both EMV Tags and API Request Fields.

Example Request

Here's an example EMV request in REST for a Standalone Capture transaction where the authorization was performed offline at the terminal.

URL https://test-nbkpayment.mtf.gateway.mastercard.com/api/rest/version/72/merchant/{merchantId}/order/{orderid}/transaction/{transactionid}
HTTP Method PUT 

{
    "apiOperation": "CAPTURE",
    "transaction": {
        "currency": "EUR",
        "amount": "10.99",
        "source": "CARD_PRESENT"
    },
    "sourceOfFunds": {
        "type": "CARD",
        "provided": {
            "card": {
                "number": "5457210089020012",
                "expiry": {
                    "month": "1",
                    "year": "39"
                },
                "emvRequest": {
                    "82": "0000",
                    "95": "0000000000",
                    "9F02": "000000001099",
                    "9A": "161021",
                    "5F2A": "840",
                    "9F1A": "840",
                    "9F10": "06011103A000000A0100000000000BB0ABAD",
                    "9F34": "1E0300",
                    "9F36": "0002",
                    "9C": "00",
                    "9F26": "D1F722D47FCA8273",
                    "9F27": "40",
                    "9F37": "2A4E1690",
                    "9F33": "E0B8C8"
                }
            }
        }
    },
    "posTerminal": {
        "inputCapability": "CONTACTLESS_CHIP",
        "panEntryMode": "CHIP",
        "pinEntryCapability": "PIN_SUPPORTED",
        "location": "MERCHANT_TERMINAL_ON_PREMISES",
        "lane": "Lane_03",
        "attended": "ATTENDED",
		"serialNumber":"123456789",
		"onlineReasonCode":"FORCED_BY_MERCHANT",
		"cardPresenceCapability":"CARD_PRESENT",
		"authorizationMethod":"OFFLINE",
		"address":
		{
			"country":"IRL",
			"city":"Dublin"
		}
    }
}

Example Response


{
  "gatewayEntryPoint": "WEB_SERVICES_API",
  "merchant": "TESTSMOKE-RETAIL",
  "order": {
    "amount": 10.99,
    "creationTime": "2017-06-06T09:42:54.280Z",
    "currency": "EUR",
    "id": "sa-dfc1b030-4520-48ec-a7e0-889999d7e4ab",
    "status": "CAPTURED",
    "totalAuthorizedAmount": 10.99,
    "totalCapturedAmount": 10.99,
    "totalRefundedAmount": 0
  },
  "posTerminal": {
    "address": {
      "city": "Dublin",
      "country": "IRL"
    },
    "attended": "ATTENDED",
    "authorizationMethod": "OFFLINE",
    "cardPresenceCapability": "CARD_PRESENT",
    "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
    "inputCapability": "CONTACTLESS_CHIP",
    "lane": "Lane_03",
    "location": "MERCHANT_TERMINAL_ON_PREMISES",
    "onlineReasonCode": "FORCED_BY_MERCHANT",
    "panEntryMode": "CHIP",
    "pinEntryCapability": "PIN_SUPPORTED",
    "serialNumber": "123456789"
  },
  "response": {
    "gatewayCode": "APPROVED"
  },
  "result": "SUCCESS",
  "sourceOfFunds": {
    "provided": {
      "card": {
        "brand": "MASTERCARD",
        "emvRequest": {
          "82": "0000",
          "95": "0000000000",
          "5F2A": "840",
          "9A": "161021",
          "9C": "00",
          "9F02": "000000001099",
          "9F10": "06011103A000000A0100000000000BB0ABAD",
          "9F1A": "840",
          "9F26": "D1F722D47FCA8273",
          "9F27": "40",
          "9F33": "E0B8C8",
          "9F34": "1E0300",
          "9F36": "0002",
          "9F37": "2A4E1690"
        },
        "emvResponse": {
          "4D3E": "456",
          "5A2F": "123"
        },
        "expiry": {
          "month": "1",
          "year": "39"
        },
        "fundingMethod": "DEBIT",
        "issuer": "CAPITAL ONE BANK (CANADA BRANCH)",
        "number": "545721xxxxxx0012",
        "scheme": "MASTERCARD"
      }
    },
    "type": "CARD"
  },
  "timeOfRecord": "2017-06-06T09:42:54.280Z",
  "transaction": {
    "acquirer": {
      "batch": 1,
      "id": "FOOBANK",
      "merchantId": "11223344"
    },
    "amount": 10.99,
    "currency": "EUR",
    "frequency": "SINGLE",
    "id": "1",
    "receipt": "1706063974",
    "source": "CARD_PRESENT",
    "terminal": "0001",
    "type": "CAPTURE"
  },
  "version": "43"
}

Supported EMV Tags

Here's a list of EMV tags supported by the gateway. If any of these are returned by the terminal, include it in sourceOfFunds.provided.card.emvRequest field.

The gateway only accepts EMV tags on the supported EMV tags list — requests that include any other tags are rejected.
EMV Tag
Name
Mandatory
4F Application identifier (AID) Name -
56 Track 1 -
57 Track 2 Equivalent Data -
5A Application Primary
Account Number (PAN)		 -
5F24 Application Expiration Date -
5F25 Application Effective Date -
5F28 Issuer Country Code -
5F2A Transaction Currency Code Yes
5F34 Application Primary Account
Number (PAN) Sequence Number		 -
82 Application Interchange Profile (AIP) Yes
84 Dedicated File Name Yes
87 Application Priority Indicator -
95 Terminal Verification Result (TVR) Yes
9A Transaction Date Yes
9B Transaction Status Information -
9C Transaction Type Yes
9F02 Amount Authorized Yes
9F03 Cashback Amount -
9F06 Application Identifier (AID) - Terminal -
9F07 Application Usage Control -
9F08 Application Version Number - ICC -
9F09 Application Version Number - Terminal -
9F0D Issuer Action Code - Default -
9F0E Issuer Action Code - Denial -
9F0F Issuer Action Code - Online -
9F10 Issuer Application Data (IAD) Yes
9F1A Terminal Country Code Yes
9F1C Terminal Identification -
9F1E Interface Device (IFD) Serial Number -
9F21 Transaction Time -
9F26 Application Cryptogram (AC) Yes
9F27 Cryptogram Information Data (CID) Yes
9F33 Terminal Capabilities U.S only
9F34 Cardholder Verification Method (CVM) Results Yes
9F35 Terminal Type -
9F36 Application Transaction Counter Yes
9F37 Unpredictable Number Yes
9F39 Point-of-Service (POS) Entry Mode -
9F40 Additional Terminal Capabilities -
9F41 Transaction Sequence Counter -
9F49 Dynamic Data Authentication Data Object List (DDOL) -
9F53 Transaction Category Code -
9F5A EMV (Kernel 3) : Application Program Identifier (Program ID)
EMV (Kernel 4) : Membership Product Identifier		 -
9F5B EMV (Kernel 3) : Issuer Script Results
EMV (Kernel 2) : DSDOL
EMV (Kernel 4) : Product Membership Number		 -
9F66 EMV (Kernel 2) : PUNATC(Track2)
EMV
(Kernel 3) : Terminal Transaction Qualifiers (TTQ)		 -
9F6E Form Factor Indicator Yes
9F7C Customer Exclusive Data (CED) -
The minimum API version for PIN verified transactions is v77 and for Transit transactions is v66.

Advanced Usage: Transaction Data in Both EMV Tags and API Request Fields

If you provide both EMV tags and the corresponding API request fields in the transaction request, the gateway uses the value provided in the corresponding API request field. For example, if you send sourceOfFunds.provided.card.emvRequest.9F1C with value 'Lane_03' and posTerminal.lane with value 'Lane_04', then posTerminal.lane with value 'Lane_04' is sent to the acquirer and returned in the transaction response. This may be useful if you want to override the EMV tags and control values on a per-field basis. Please note that such a usage is rare and hence must be considered only if your integration requires it.

Supported EMV tags and the corresponding API request fields

This table lists EMV tags where the gateway populates the corresponding API request fields with the values provided in the EMV tags.

EMV Tag
EMV Tag Name
Corresponding API Request Field
56 Track 1 sourceOfFunds.provided.card.track1
57 Track 2 Equivalent Data sourceOfFunds.provided.card.track2
5A Application Primary Account Number (PAN) sourceOfFunds.provided.card.number
5F24 Application Expiration Date sourceOfFunds.provided.card.expiry.year
sourceOfFunds.provided.card.expiry.month
5F34 PAN Sequence Number sourceOfFunds.provided.card.sequenceNumber
9C Cash Advance order.cashAdvance
9F03 Cashback Amount order.cashbackAmount
9F1A Terminal Country Code posTerminal.address.country
9F1C Terminal Identification posTerminal.lane
9F1E Interface Device Serial Number posTerminal.serialNumber
9F33 Terminal Capabilities posTerminal.inputCapability
posTerminal.pinEntryCapability
9F35 Terminal Type posTerminal.attended
posTerminal.cardholderActivated

EMV Transaction Response

The gateway returns sourceOfFunds.provided.card.emvResponse field in the Retrieve Order and Retrieve Transaction response. This field contains data generated by the issuer, which the card/device can use for verification to complete or decline the transaction. It may also contain additional EMV tags from the issuer including tags echoed from the request.

The table below shows some EMV tags that may be returned in an online Authorization response.

EMV Tag Name
8A Authorization Response Code
89 Authorization Code
91 Issuer Authentication Data
71 Issuer Script Template 1
72 Issuer Script Template 2

The sourceOfFunds.provided.card.emvRequest field provided in the request is echoed back in the response where EMV tags identified as PCI sensitive are excluded.

Voiding an EMV Transaction

Your acquirer may require additional EMV data elements to be included when voiding an EMV transaction. For example, EMV tag DF01 (Issuer Script Results) may be required. Please contact your acquirer for specific requirements.

Process a Magnetic Stripe Transaction Copied to Clipboard

If card track data was read from the card's magnetic stripe,

  • Provide Track 1 data in sourceOfFunds.provided.card.track1 or Track 2 data in sourceOfFunds.provided.card.track2 fields. If both Track 1 and Track 2 are available from the terminal, then provide both in the transaction request.
  • Provide the mandatory fields.
  • Provide the optional fields if needed.

sourceOfFunds.provided.card.track1 [REST][NVP]

sourceOfFunds.provided.card.track2 [REST][NVP]

The card track data must contain the correct start and end sentinel characters and trailing longitudinal redundancy check (LRC) character. Card track 3 data is not supported.

Example Request

Here's an example of an online Authorization transaction using magnetic stripe data.

URL https://test-nbkpayment.mtf.gateway.mastercard.com/api/rest/version/72/merchant/{merchantId}/order/{orderid}/transaction/{transactionid}
HTTP Method PUT 

{
  "apiOperation": "AUTHORIZE",
  "order": {
    "amount": 80,
    "currency": "AUD"
  },
  "transaction": {
    "source": "CARD_PRESENT",
    "frequency": "SINGLE"
  },
  "sourceOfFunds": {
    "type": "CARD",
    "provided": {
      "card": {
        "number": "5457210089020012",
        "sequenceNumber": "015",
        "expiry": {
          "year": "39",
          "month": "01"
        },
        "track2": ";5123456789012346=17051019681143384001?",
        "track1": "%B5123456789012346^MR JOHN R SMITH           ^17051019681143300001  840      ?;"
      }
    }
  },
  "posTerminal": {
    "lane": "AdamLane",
    "panEntryMode": "SWIPE",
    "pinEntryCapability": "PIN_NOT_SUPPORTED",
    "attended": "UNATTENDED",
    "cardholderActivated": "SELF_SERVICE_TERMINAL",
    "inputCapability": "MAGNETIC_STRIPE",
    "location": "MERCHANT_TERMINAL_OFF_PREMISES"
   }
}

Example Response


{
    "authorizationResponse": {
        "posData": "1605S0100130",
        "transactionIdentifier": "AmexTidTest"
    },
    "gatewayEntryPoint": "WEB_SERVICES_API",
    "merchant": "TESTSMOKE-RETAIL",
    "order": {
        "amount": 80,
        "creationTime": "2017-05-31T07:49:46.351Z",
        "currency": "AUD",
        "id": "sa-e229682a-2163-47cf-b080-fb60dd148192",
        "status": "AUTHORIZED",
        "totalAuthorizedAmount": 80,
        "totalCapturedAmount": 0,
        "totalRefundedAmount": 0
    },
    "posTerminal": {
        "attended": "UNATTENDED",
        "cardholderActivated": "SELF_SERVICE_TERMINAL",
        "inputCapability": "MAGNETIC_STRIPE",
        "lane": "AdamLane",
        "location": "MERCHANT_TERMINAL_OFF_PREMISES",
        "panEntryMode": "SWIPE",
        "pinEntryCapability": "PIN_NOT_SUPPORTED"
    },
    "response": {
        "acquirerCode": "00",
        "gatewayCode": "APPROVED"
    },
    "result": "SUCCESS",
    "sourceOfFunds": {
        "provided": {
            "card": {
                "brand": "MASTERCARD",
                "expiry": {
                    "month": "1",
                    "year": "39"
                },
                "fundingMethod": "DEBIT",
                "issuer": "CAPITAL ONE BANK (CANADA BRANCH)",
                "number": "545721xxxxxx0012",
                "scheme": "MASTERCARD",
                "sequenceNumber": "015",
                "trackDataProvided": true
            }
        },
        "type": "CARD"
    },
    "timeOfRecord": "2017-05-31T07:49:46.351Z",
    "transaction": {
        "acquirer": {
            "batch": 1,
            "id": "SYSTEST_ACQ1",
            "merchantId": "12345678"
        },
        "amount": 80,
        "authorizationCode": "000001",
        "currency": "AUD",
        "frequency": "SINGLE",
        "id": "1",
        "receipt": "1705313",
        "source": "CARD_PRESENT",
        "terminal": "0006",
        "type": "AUTHORIZATION"
    },
    "version": "43"
}

Process a Keyed Transaction Copied to Clipboard

If the card number was manually entered on your terminal's keypad,

sourceOfFunds.provided.card.number[REST][NVP]

Example Request

Here's an example of an online Authorization transaction using a manually keyed card number.

URL https://test-nbkpayment.mtf.gateway.mastercard.com/api/rest/version/72/merchant/{merchantId}/order/{orderid}/transaction/{transactionid}
HTTP Method PUT 

{
  "posTerminal": {
    "serialNumber": "13130PP800781435",
    "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
    "lane": "S2_Lane",
    "panEntryMode": "KEYED",
    "pinEntryCapability": "UNKNOWN",
    "attended": "ATTENDED",
    "inputCapability": "KEY_ENTRY",
    "location": "MERCHANT_TERMINAL_ON_PREMISES"
  },
  "apiOperation": "AUTHORIZE",
  "sourceOfFunds": {
    "type": "CARD",
    "provided": {
      "card": {
        "number": "5457210089020012",
        "sequenceNumber": "000",
        "expiry": {
          "year": "39",
          "month": "01"
        }
      }
    }
  },
  "order": {
    "amount": "100.00",
    "currency": "EUR"
  }, 
    "transaction": {
    "source": "CARD_PRESENT",
    "frequency": "SINGLE"
  }
}

Example Response


{
  "gatewayEntryPoint": "WEB_SERVICES_API",
  "merchant": "TESTSMOKE-RETAIL",
  "order": {
    "amount": 100,
    "creationTime": "2017-05-31T08:59:47.194Z",
    "currency": "EUR",
    "id": "sa-529e784a-e11d-474d-8012-c0790531bb0f",
    "status": "AUTHORIZED",
    "totalAuthorizedAmount": 100,
    "totalCapturedAmount": 0,
    "totalRefundedAmount": 0
  },
  "posTerminal": {
    "attended": "ATTENDED",
    "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
    "inputCapability": "KEY_ENTRY",
    "lane": "S2_Lane",
    "location": "MERCHANT_TERMINAL_ON_PREMISES",
    "panEntryMode": "KEYED",
    "pinEntryCapability": "UNKNOWN",
    "serialNumber": "13130PP800781435"
  },
  "response": {
    "gatewayCode": "APPROVED"
  },
  "result": "SUCCESS",
  "sourceOfFunds": {
    "provided": {
      "card": {
        "brand": "MASTERCARD",
        "expiry": {
          "month": "1",
          "year": "39"
        },
        "fundingMethod": "DEBIT",
        "issuer": "CAPITAL ONE BANK (CANADA BRANCH)",
        "number": "545721xxxxxx0012",
        "scheme": "MASTERCARD",
        "sequenceNumber": "000"
      }
    },
    "type": "CARD"
  },
  "timeOfRecord": "2017-05-31T08:59:47.194Z",
  "transaction": {
    "acquirer": {
      "batch": 1,
      "id": "FOOBANK",
      "merchantId": "11223344"
    },
    "amount": 100,
    "authorizationCode": "471223",
    "currency": "EUR",
    "frequency": "SINGLE",
    "id": "1",
    "receipt": "170531475",
    "source": "CARD_PRESENT",
    "terminal": "0001",
    "type": "AUTHORIZATION"
  },
  "version": "43"
}

Integrating to use Online PIN Copied to Clipboard

The online PIN entered by the cardholder is encrypted at source, within the PIN entry device. Mastercard Gateway supports ISO format 0 with TDEA (Triple Data Encryption Algorithm) keys and format 4 pin blocks with AES (Advanced Encryption Standard) keys under DUKPT (Derived Unique Key Per Transaction) from API 45 onwards.

  • Provide the TDEA or AES encrypted PIN data from the terminal in the following fields:
    • sourceOfFunds.provided.card.pin.payload
    • sourceOfFunds.provided.card.pin.keySerialNumber
    • posTerminal.pinLengthCapability
    • sourceOfFunds.provided.card.pin.encryptionState
    • sourceOfFunds.provided.card.pin.initializationVector

    Online PIN API Reference [REST][NVP]

  • Provide the mandatory fields.
  • Provide the optional fields if needed.

Integrating to use mPOS Copied to Clipboard

The gateway supports accepting payments on mobile POS (mPOS) devices from API v56 onwards. To enable the functionality, provide the following in the Verify, Authorize, Capture, Pay, or Refund transaction:

  • posTerminal.cardholderActivated=MPOS_ACCEPTANCE_DEVICE
  • Provide the value of the card reader in the posTerminal.mobile.cardInputDevice

    • BUILT_IN: Off-the-shelf mobile phone or tablet with only a built-in contactless reader. In this case, posTerminal.pinEntryCapability must be set to SOFTWARE_ONLINE_PIN_ONLY else the gateway rejects the transaction.
    • INTEGRATED_DONGLE: Dedicated mobile terminal with an integrated card reader. In this case, posTerminal.pinEntryCapability must be set to PIN_SUPPORTED or OFFLINE_PIN_ONLY else the gateway rejects the transaction.
    • SEPARATE_DONGLE: Off-the shelf device or dedicated mobile terminal, with a separate card reader. In this case, posTerminal.pinEntryCapability must be set to PIN_SUPPORTED or OFFLINE_PIN_ONLY else the gateway rejects the transaction.

    mPOS API Reference [REST][NVP]

  • Provide the mandatory fields.
  • Provide the optional fields if needed.

Transaction response

The PIN authentication may fail if the payer enters an invalid PIN, exceeds the allowed PIN entry attempts, or skips PIN entry when PIN is required to complete the transaction.

In these scenarios where the authorisation fails due to a PIN authentication error, the gateway will return specific authorisation response codes. You can reuse the same order ID on the next transaction.

Test Cardholder Present Integration Copied to Clipboard

You can test your integration using test cards specific to your acquirer.