Risk Management
- Address Verification Service (AVS)
AVS verifies that the billing address entered by the payer is the same as the one in the records held by the card issuer. If the addresses match, the transaction is approved. If they do not match, the transaction can be declined.
- Device Fingerprinting
In device fingerprinting, a device that makes a transaction can be identified using a combination of attributes provided by the device configuration and how the device is used. When a transaction is made, the system gathers information about the device, and this fingerprint can then be used to identify if a device is associated with any fraudulent activities. If any future transactions are attempted from a device that has been flagged as fraudulent, the system can alert the merchant or block the transaction entirely.