Payment Actors and Flow
The overall integration setup of the Mastercard Gateway that you use for managing payments, contains the following four actors:
- Payer
- You as the Merchant
- Mastercard
- Acquirer
Your payment service provider creates a merchant profile for you to accept payments using the Mastercard Gateway. Your profile is configured to process payments using acquirers such as your bank or other payment providers like PayPal.
A single customer, also known as payer, order results in the following flow:
- The payer places an order on your website or in your app.
- You can send an API operation request to the gateway.
- The gateway forwards the transaction to your acquirer.
- Your acquirer manages the process with the payment network to move funds from your payer’s account, with their issuer, to yours.