Initiate Browser Payment
Request to initiate a browser payment. You must use the URL provided in the response to redirect the payer's browser to the browser payment provider's website.
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This operation requires authentication via one of the following methods:
- Certificate authentication.
-
Basic HTTP authentication as described at
w3.org.
Provide 'merchant.
<your gateway merchant ID>' in the userid portion and your API password in the password portion.
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URL Parameters Copied to clipboard
Alphanumeric + additional characters
REQUIRED
The unique identifier issued to you by your payment provider.
This identifier can be up to 12 characters in length.
Data may consist of the characters 0-9, a-z, A-Z, '-', '_'
Min length: 1 Max length: 40String
REQUIRED
A unique identifier for this order to distinguish it from any other order you create.
Use this identifier when referring to this order in subsequent transactions and in retrieval operations. This value must be unique for every order you create using your merchant profile.
Data can consist of any characters
Min length: 1 Max length: 40String
REQUIRED
Unique identifier for this transaction to distinguish it from any other transaction on the order.
An order can have transactions representing:
- Movement of money. For example, payments and refunds.
- Validations. For example, account verification or 3-D Secure authentication of the payer.
- Undoing other transactions. For example, voiding a payment transaction.
- Chargebacks.
- Fees from your payment service provider.
If you attempt an operation and it fails (eg you try to PAY on a card with no funds), then you need a new id for each retry.
Data can consist of any characters
Min length: 1 Max length: 40Fields Copied to clipboard
A series of related orders that execute one commercial agreement.
For example, linking the orders for a series of recurring payments (a mobile phone subscription), split tenders (one payment using two cards), or when the merchant offers to take payments by a series of installments (hire purchase).
You must provide this data for some types of payments (such as recurring), but you can provide it for any cases where you want to link orders together.
Date
OPTIONAL
Date at which your agreement with the payer to process payments expires.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
String
OPTIONAL
Your identifier for the agreement you have with the payer to process payments.
When you collect cards from your payers and store them for later use, you must provide an agreement ID when you use the stored values for:
- Recurring payments: you have an agreement with the payer that authorizes you to automatically debit their account at agreed intervals for fixed or variable amounts. For example, gym membership, phone bills, or magazine subscriptions.
- Installment payments: you have an agreement with the payer that authorizes you to process multiple payments over an agreed period of time for a single purchase. For example, the payer purchases an item for $1000 and pays for it in four monthly installments.
- Unscheduled: you have an agreement with the payer that authorizes you to process future payments when required. For example, the payer authorizes you to process an account top-up transaction for a transit card when the account balance drops below a certain threshold.
Data can consist of any characters
Information about agreements for recurring payments.
Enumeration
OPTIONAL
Indicates if all the payments within the agreement use the same amount or if the amount differs between the payments.
Value must be a member of the following list. The values are case sensitive.
FIXED
All payments in the recurring payment agreement have the same amount. Examples include magazine subscriptions or gym memberships.
VARIABLE
The amount for the payments within the recurring payment agreement differs between payments. Examples include usage-based charges like utility or phone bills.
Integer
OPTIONAL
The minimum number of days between payments agreed with the payer under your agreement with them.
JSON number data type, restricted to being positive or zero. In addition, the represented number may have no fractional part.
Integer
OPTIONAL
The number of merchant-initiated payments within the recurring payment agreement.
JSON number data type, restricted to being positive or zero. In addition, the represented number may have no fractional part.
Enumeration
OPTIONAL
The type of commercial agreement that the payer has with you.
Specify the agreement type when you have provided a value for agreement.id and this payment is the first in a series of payments. The default value is OTHER.
The gateway will use the value you specify for subsequent payments in the series.
Value must be a member of the following list. The values are case sensitive.
INSTALLMENT
An agreement where the payer authorizes the payment for a single purchase to be split into a number of payments processed at agreed intervals. For example, pay for a purchase in six monthly installments.
OTHER
An agreement where the merchant wants to link related payments for any purpose other than processing recurring, installment, or unscheduled payments. For example, split tender payments.
RECURRING
An agreement where the payer authorizes the merchant to process payments for recurring bills or invoices at agreed intervals (for example, weekly, monthly). The amount might be fixed or variable.
UNSCHEDULED
An agreement where the payer authorizes the merchant to automatically deduct funds for a payment for an agreed purchase when required (unscheduled). For example, auto top-ups when the account value falls below a threshold.
String
= INITIATE_BROWSER_PAYMENT
FIXED
Any sequence of zero or more unicode characters.
Details of the payer's billing address.
The payer's billing address.
This data may be used to qualify for better interchange rates on corporate purchase card transactions.
String
OPTIONAL
The city portion of the address.
Data can consist of any characters
String
OPTIONAL
The name of the company associated with this address.
Data can consist of any characters
Upper case alphabetic text
OPTIONAL
The 3 letter ISO standard alpha country code of the address.
Data must consist of the characters A-Z
Alphanumeric + additional characters
OPTIONAL
The post code or zip code of the address.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-'
String
OPTIONAL
The state or province of the address.
Data can consist of any characters
String
OPTIONAL
The three character ISO 3166-2 country subdivision code for the state or province of the address.
Providing this field might improve your payer experience for 3-D Secure payer authentication.
Data can consist of any characters
String
OPTIONAL
The first line of the address.
For example, this may be the street name and number, or the Post Office Box details.
Data can consist of any characters
String
OPTIONAL
The second line of the address (if provided).
Data can consist of any characters
Information required by the gateway to manage interactions with a browser payment provider's website.
Enumeration
REQUIRED
The type of transaction you want to create for this payment.You can choose between an Authorization and a Payment transaction.
For a successful Authorization transaction, you must submit a CAPTURE request to move the funds from the payer's account to your account.
Value must be a member of the following list. The values are case sensitive.
AUTHORIZE
The transaction created in the gateway is an AUTHORIZATION transaction.
PAY
The transaction created in the gateway is a PAYMENT transaction.
Additional information you can provide to control the user interaction flow presented to the payer by PayPal.
Boolean
OPTIONAL
Indicates whether you want PayPal to display the shipping address to the payer on the PayPal website.
By default, the shipping address is displayed to the payer. For more detailed information about displaying the shipping address on the PayPal website, see PayPal Integration: Display/Override Shipping Address.
JSON boolean values 'true' or 'false'.
Boolean
OPTIONAL
Indicates whether you want to allow the payer to change the shipping address for the payment on the PayPal website.
By default, the payer is allowed to change the shipping address. For more detailed information about the payer overriding the shipping address on the PayPal website, see PayPal Integration: Display/Override Shipping Address.
JSON boolean values 'true' or 'false'.
Enumeration
REQUIRED
Indicates where in the checkout flow you want the payer to commit to the payment - on the PayPal website or on your website after returning from the PayPal website.
By default this is set to CONFIRM_AT_PROVIDER.
Value must be a member of the following list. The values are case sensitive.
CONFIRM_AT_MERCHANT
The payer commits to the payment on your website.
CONFIRM_AT_PROVIDER
The payer commits to the payment on the PayPal website.
String
OPTIONAL
The language that you prefer the payment provider to use for pages displayed to the payer.
Provide the IETF language tag for the language in accordance with RFC 5646. You can provide either the two-letter primary language tag (for example, en, fr) or the two-letter primary language tag plus the region sub-tag (for example, en-US, fr-CA).
Data must be a language identifier or IETF language tag
Url
OPTIONAL
The URL to which you want the payer's browser to be redirected on completing the payment at the payment provider's website.
The same redirect URL will be used by the gateway to redirect the payer's browser irrespective of the success or otherwise of the payment.
You must provide this field for all browser payments, apart from PayPal. For PayPal payments use the JavaScript SDK to present the PayPal payer interaction in a modal window on top of your payment page.
Ensure that the URL begins with 'https' and is longer than 11 characters.
String
OPTIONAL
A transient identifier for the request, that can be used to match the response to the request.
The value provided is not validated, does not persist in the gateway, and is returned as provided in the response to the request.
Data can consist of any characters
String
OPTIONAL
Your identifier for the payer's account with you.
Data can consist of any characters
Date
OPTIONAL
The payer's date of birth.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Email
OPTIONAL
The email address of the customer.
The field format restriction ensures that the email address is longer than 3 characters and adheres to a generous subset of valid RFC 2822 email addresses.
Ensures that the email address is longer than 3 characters and adheres to a generous subset of valid RFC 2822 email addresses
String
OPTIONAL
The payer's first name.
Data can consist of any characters
String
OPTIONAL
The payer's last or surname.
Data can consist of any characters
Telephone Number
OPTIONAL
The payer's mobile phone or cell phone number in ITU-T E123 format, for example +1 607 1234 5678
The number consists of:
- '+'
- country code (1, 2 or 3 digits)
- 'space'
- national number ( which may embed single spaces characters for readability).
Data consists of '+', country code (1, 2 or 3 digits), 'space', and national number (which may embed single space characters for readability)
String
OPTIONAL
An identifier for the payer assigned by a government authority.
For example, in Mexico this could be the CURP (Clave Única de Registro de Población), RFC (Registro Federal del Contribuyente), or INE (Instituto Nacional Electoral) number. In Brazil this could be the CPF (Cadastro de Pessoas Físicas) or CNPJ (Cadastro Nacional de Pessoas Jurídicas).
Data can consist of any characters
Telephone Number
OPTIONAL
The payer's phone number in ITU-T E123 format, for example +1 607 1234 456
The number consists of:
- '+'
- country code (1, 2 or 3 digits)
- 'space'
- national number ( which may embed single spaces characters for readability).
Data consists of '+', country code (1, 2 or 3 digits), 'space', and national number (which may embed single space characters for readability)
Information about the device used by the payer for this transaction.
String
OPTIONAL
The User-Agent header of the browser the customer used to place the order.
For example, MOZILLA/4.0 (COMPATIBLE; MSIE 5.0; WINDOWS 95)
Data can consist of any characters
String
OPTIONAL
Information collected about a remote computing device for the purpose of providing a unique identifier for the device.
For example, session ID, blackbox ID.
Data can consist of any characters
String
OPTIONAL
The name of the server to which the customer is connected.
Data can consist of any characters
String
OPTIONAL
The IP address of the device used by the payer, in nnn.nnn.nnn.nnn format.
Data can consist of any characters
String
OPTIONAL
The mobile phone manufacturer's identifier for the model of the mobile device used to initiate the payment.
Data can consist of any characters
Information about the order associated with this transaction.
Decimal
REQUIRED
The total amount for the order. This is the net amount plus any surcharge.
If you provide any sub-total amounts, then the sum of these amounts (order.itemAmount, order.taxAmount, order.shippingAndHandlingAmount, order.cashbackAmount, order.gratuityAmount), minus the order.discountAmount must equal the net amount.
The value of this field in the response is zero if payer funds are not transferred.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Upper case alphabetic text
REQUIRED
The currency of the order expressed as an ISO 4217 alpha code, e.g. USD.
Data must consist of the characters A-Z
String
OPTIONAL
Information about this order that is of interest to you.
For example order.custom.X, where 'X' is defined by you and must be less than 100 characters from the set A-Z, a-z, 0-9. For example, order.custom.salesRegion. You can specify up to 50 such fields. They are not sent to acquirers.
Data can consist of any characters
String
OPTIONAL
A note from the payer about this order.
Data can consist of any characters
String
OPTIONAL
Short textual description of the contents of the order for display to the payer on the payment provider's website.
Data can consist of any characters
Information about a price reduction you have applied to the order.
For example, you may apply discounts for trade, employees, bulk purchase, or a sales promotion.
Decimal
OPTIONAL
The total amount of the discount you have applied to the order.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
String
OPTIONAL
The code you use to identify the reason for the discount.
Data can consist of any characters
String
OPTIONAL
A description of your reason for the discount.
Data can consist of any characters
String
OPTIONAL
Your identifier for the part of your organization that is responsible for the order.
You might provide this data when you want to track the accountability for the order. For example, store number, sales region, branch, or profit center
Data can consist of any characters
String
OPTIONAL
An optional identifier for the order.
For example, a shopping cart number, an order number, or an invoice number.
Data can consist of any characters
Decimal
OPTIONAL
The total shipping and handling amount for the order.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Use this parameter group to provide a breakdown of tax types, amount per tax type, and rate per tax type included in order.taxAmount.
Decimal
OPTIONAL
The tax amount included in this order for the tax type.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Decimal
OPTIONAL
The tax rate (percentage) used to determine the tax amount included in this order for the tax type.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
String
OPTIONAL
The type of tax included in the order amount.
The correct value as used by your acquirer may have to be provided. Contact your payment service provider for details.
Data can consist of any characters
Decimal
OPTIONAL
The total amount of tax included in this order.
This value will be used for all pay orders and full capture transactions unless you provide us with a different amount in the transaction.taxAmount.
This amount is the sum of the tax amount for all the items contained in the order. If you supply both this value and any line item details, then this amount MUST equal the sum of the item.quantity times the item.unitTaxAmount for all the line items.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Url
OPTIONAL
The URL to which the gateway will send Webhook notifications when an order is created or updated.
To receive notifications at this URL, you must enable Webhook notifications in Merchant Administration. Ensure the URL is HTTPS
Ensure that the URL begins with 'https' and is longer than 11 characters.
String
OPTIONAL
If, when integrating with the gateway, you are using a solution (e.g. a shopping cart or e-commerce solution) provided, supported or certified by your payment service provider, enter the solution ID issued by your payment service provider here.
If your payment service provider has not provided you with a solution ID, you should ignore this field.
Data can consist of any characters
Container for fields that control the response returned for the request.
String
OPTIONAL
Indicates how sensitive data is returned in the response.
Data can consist of any characters
Information relevant to risk assessment.
String
OPTIONAL
Additional data passed to third-party risk assessment providers.
This field is only relevant if you use a third-party risk assessment provider, and you have agreed with them the values to provide (maximum 100 characters in a field name from the set A-Z, a-z, 0-9, maximum 4kB in length of values across all custom risk fields). An example might be:
Field: risk.custom.headOfficeLocation
Value: London UK
Data can consist of any characters
Details about the recipient of the payment and the destination account for the payment.
Your acquirer may require you to provide these details if you are a financial institution (Merchant Category Code 6012) submitting a transaction for a person paying off outstanding debts. Otherwise, do not provide these data elements.
String
REQUIRED
The account identifier for the payment recipient's account.
For payments into a card account provide the card number. For payments into other accounts (for example a bank account) provide the account number. The value provided will be returned masked in the response.
Data can consist of any characters
Date
REQUIRED
The date of birth of the primary payment recipient in yyyy-mm-dd format.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
String
REQUIRED
Last name of the primary payment recipient.
Data can consist of any characters
String
REQUIRED
Postcode of the primary payment recipient.
Data can consist of any characters
ASCII Text
OPTIONAL
Identifier of the payment session containing values for any of the request fields to be used in this operation.
Values provided in the request will override values contained in the session.
Data consists of ASCII characters
ASCII Text
OPTIONAL
Use this field to implement optimistic locking of the session content.
Do this if you make business decisions based on data from the session and wish to ensure that the same data is being used for the request operation.
To use optimistic locking, record session.version when you make your decisions, and then pass that value in session.version when you submit your request operation to the gateway.
If session.version provided by you does not match that stored against the session, the gateway will reject the operation with error.cause=INVALID_REQUEST.
See Making Business Decisions Based on Session Content.
Data consists of ASCII characters
Shipping information for this order.
The address to which this order will be shipped.
String
OPTIONAL
The city portion of the address.
Data can consist of any characters
String
OPTIONAL
The name of the company associated with this address.
Data can consist of any characters
Upper case alphabetic text
OPTIONAL
The 3 letter ISO standard alpha country code of the address.
Data must consist of the characters A-Z
Alphanumeric + additional characters
OPTIONAL
The post code or zip code of the address.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-'
String
OPTIONAL
The state or province of the address.
Data can consist of any characters
String
OPTIONAL
The first line of the address.
For example, this may be the street name and number, or the Post Office Box details.
Data can consist of any characters
String
OPTIONAL
The second line of the address (if provided).
Data can consist of any characters
Details of the contact person at the address the goods will be shipped to.
Email
OPTIONAL
The contact person's email address.
The field format restriction ensures that the email address is longer than 3 characters and adheres to a generous subset of valid RFC 2822 email addresses.
Ensures that the email address is longer than 3 characters and adheres to a generous subset of valid RFC 2822 email addresses
String
OPTIONAL
The first name of the person to whom the order is being shipped.
Data can consist of any characters
String
OPTIONAL
The last name or surname of the person to whom the order is being shipped.
Data can consist of any characters
Telephone Number
OPTIONAL
The contact person's mobile phone or cell phone number in ITU-T E123 format, for example +1 607 1234 5678
The number consists of:
- '+'
- country code (1, 2 or 3 digits)
- 'space'
- national number ( which may embed single spaces characters for readability).
Data consists of '+', country code (1, 2 or 3 digits), 'space', and national number (which may embed single space characters for readability)
Telephone Number
OPTIONAL
The contact person's phone number in ITU-T E123 format, for example +1 607 1234 456
The number consists of:
- '+'
- country code (1, 2 or 3 digits)
- 'space'
- national number ( which may embed single spaces characters for readability).
Data consists of '+', country code (1, 2 or 3 digits), 'space', and national number (which may embed single space characters for readability)
Enumeration
OPTIONAL
The shipping method used for delivery of this order.
Value must be a member of the following list. The values are case sensitive.
ELECTRONIC
Electronic delivery.
GROUND
Ground (4 or more days).
NOT_SHIPPED
Order for goods that are not shipped (for example, travel and event tickets)
OVERNIGHT
Overnight (next day).
PICKUP
Shipped to a local store for pick up.
PRIORITY
Priority (2-3 days).
SAME_DAY
Same day.
Alphanumeric + additional characters
OPTIONAL
The post code or zip code of the address the order is shipped from.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-'
Information about the payment type selected by the payer for this payment and the source of the funds.
Depending on the payment type the source of the funds can be a debit or credit card, bank account, or account with a browser payment provider (such as PayPal).
For card payments the source of funds information may be represented by combining one or more of the following: explicitly provided card details, a session identifier which the gateway will use to look up the card details and/or a card token. Precedence rules will be applied in that explicitly provided card details will override session card details which will override card token details. Each of these may represent partial card details, however the combination must result in a full and complete set of card details. See Using Multiple Sources of Card Details for examples.
Information about the source of funds when it is directly provided (as opposed to via a token or session).
For browser payments, the source of funds details are usually collected from the payer on the payment provider's website and provided to you when you retrieve the transaction details (for a successful transaction). However, for some payment types (such as giropay), you must collect the information from the payer and supply it here.
Additional details related to a Boleto Bancario browser payment.
When processing a Boleto Bancario payment you must also provide the payer's national identifier (customer.nationalId), your reference to the payer (customer.id) and the payer's date of birth (customer.dateOfBirth)
String
REQUIRED
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
Additional details related to an eNETS browser payment.
Note: if you provide data for an eNETS payment, then you must also provide an email address for the customer in customer.email and a phone number for the customer in either customer.phone or customer.mobilePhone
String
REQUIRED
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
Additional information required by the gateway to initiate a giropay browser payment.
Digits
OPTIONAL
German bank identifier (Bankleitzahl) for the payer's bank account.
Data is a string that consists of the characters 0-9.
Alphanumeric
OPTIONAL
The international Business Identifier Code (BIC) for the payer's bank account.
Data may consist of the characters 0-9, a-z, A-Z
Additional details related to an iDEAL browser payment.
When processing an iDEAL payment you can also provide the payer's bank identification code (ideal.bic),
Alphanumeric
OPTIONAL
The international Business Identifier Code (BIC) for the payer's bank account.
Data may consist of the characters 0-9, a-z, A-Z
Additional details related to Open Banking Bank Transfer.
String
REQUIRED
Identifier of the payer's bank, also known as ASPSP (Account Servicing Payment Services Provider)
Data can consist of any characters
Additional details related to an OXXO browser payment.
When processing an OXXO payment you must also provide the payer's national identifier (customer.nationalId), your reference to the payer (customer.id) and the payer's date of birth (customer.dateOfBirth).
String
REQUIRED
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
Date
OPTIONAL
The date by which your payer has to make the payment.
Do not provide a due date for USD currency transactions.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Additional details related to a POLi browser payment.
String
REQUIRED
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
Details about the payer's bank account used for a payment made using SEPA
String
REQUIRED
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
String
REQUIRED
The International Bank Account Number (IBAN) for the payer's bank account.
By default, the bank account number will be returned in a masked format, for example, xxxxxx0000. If you wish to return unmasked bank account numbers, you must have the requisite permission, set responseControls.sensitiveData, and authenticate your call to the API using certificate authentication. Contact your payment service provider for further information.
Data can consist of any characters
Details about the payer's bank account used for a payment made using Sofortbanking.
The format of the bank account details differs per country.
String
OPTIONAL
The international Business Identifier Code (BIC) for the payer's bank account.
Data can consist of any characters
Additional details related to a WeChat Pay browser payment.
String
REQUIRED
The name of the account holder for the payer's WeChat Pay account.
Data can consist of any characters
Enumeration
REQUIRED
The payment method used for this payment.
If you are passing card data (in any form) on the API, then you need to set this value, and also provide the card details in the sourceOfFunds.provided.card group. In the case of digital wallets or device payment methods, you must also populate the order.walletProvider field.
If you are making a payment with a gateway token, then you can leave this field unset, and only populate the sourceOfFunds.token field. However you can set this to CARD if you want to overwrite or augment the token data with a card security code, expiry date, or cardholder name.
Value must be a member of the following list. The values are case sensitive.
ALIPAY
The payer selected the payment method Alipay.
BOLETO_BANCARIO
The payer selected the payment method Boleto Bancario.
ENETS
The payer selected the payment method eNETS.
GIROPAY
The payer selected the payment method giropay.
IDEAL
The payer selected the payment method iDEAL.
KLARNA
The payer selected the payment method Klarna.
MERCADO_PAGO_CHECKOUT
The payer selected the payment method Mercado Pago Checkout.
OPEN_BANKING_BANK_TRANSFER
The payer selected the payment method Open Banking Bank Transfer.
OXXO
The payer selected the payment method OXXO.
PAYPAL
The payer selected the payment method PayPal.
POLI
The payer selected the payment method POLi.
SEPA
The payer selected the payment method SEPA.
SOFORT
The payer selected the payment method Sofortbanking.
UNION_PAY
The payer selected the payment method UnionPay.
WECHAT_PAY
The payer selected the payment method WeChatPay.
Information about this transaction.
String
OPTIONAL
Your note about this transaction.
Data can consist of any characters
String
OPTIONAL
An optional identifier for this transaction.
Data can consist of any characters
Response Copied to clipboard
Fields Copied to clipboard
Actions that you want the gateway to perform.
Boolean
CONDITIONAL
Use this field to indicate that you want the gateway to authorize the Refund with the issuer before submitting it to the acquirer.
Depending on your merchant profile configuration the gateway may or may not already attempt to authorize the Refund with the issuer before submitting it to the acquirer.
JSON boolean values 'true' or 'false'.
A series of related orders that execute one commercial agreement.
For example, linking the orders for a series of recurring payments (a mobile phone subscription), split tenders (one payment using two cards), or when the merchant offers to take payments by a series of installments (hire purchase).
You must provide this data for some types of payments (such as recurring), but you can provide it for any cases where you want to link orders together.
Date
CONDITIONAL
Date at which your agreement with the payer to process payments expires.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
String
CONDITIONAL
Your identifier for the agreement you have with the payer to process payments.
When you collect cards from your payers and store them for later use, you must provide an agreement ID when you use the stored values for:
- Recurring payments: you have an agreement with the payer that authorizes you to automatically debit their account at agreed intervals for fixed or variable amounts. For example, gym membership, phone bills, or magazine subscriptions.
- Installment payments: you have an agreement with the payer that authorizes you to process multiple payments over an agreed period of time for a single purchase. For example, the payer purchases an item for $1000 and pays for it in four monthly installments.
- Unscheduled: you have an agreement with the payer that authorizes you to process future payments when required. For example, the payer authorizes you to process an account top-up transaction for a transit card when the account balance drops below a certain threshold.
Data can consist of any characters
Information about agreements for recurring payments.
Enumeration
CONDITIONAL
Indicates if all the payments within the agreement use the same amount or if the amount differs between the payments.
Value must be a member of the following list. The values are case sensitive.
FIXED
All payments in the recurring payment agreement have the same amount. Examples include magazine subscriptions or gym memberships.
VARIABLE
The amount for the payments within the recurring payment agreement differs between payments. Examples include usage-based charges like utility or phone bills.
Integer
CONDITIONAL
The minimum number of days between payments agreed with the payer under your agreement with them.
JSON number data type, restricted to being positive or zero. In addition, the represented number may have no fractional part.
Integer
CONDITIONAL
The number of merchant-initiated payments within the recurring payment agreement.
JSON number data type, restricted to being positive or zero. In addition, the represented number may have no fractional part.
Enumeration
CONDITIONAL
The type of commercial agreement that the payer has with you.
Specify the agreement type when you have provided a value for agreement.id and this payment is the first in a series of payments. The default value is OTHER.
The gateway will use the value you specify for subsequent payments in the series.
Value must be a member of the following list. The values are case sensitive.
INSTALLMENT
An agreement where the payer authorizes the payment for a single purchase to be split into a number of payments processed at agreed intervals. For example, pay for a purchase in six monthly installments.
OTHER
An agreement where the merchant wants to link related payments for any purpose other than processing recurring, installment, or unscheduled payments. For example, split tender payments.
RECURRING
An agreement where the payer authorizes the merchant to process payments for recurring bills or invoices at agreed intervals (for example, weekly, monthly). The amount might be fixed or variable.
UNSCHEDULED
An agreement where the payer authorizes the merchant to automatically deduct funds for a payment for an agreed purchase when required (unscheduled). For example, auto top-ups when the account value falls below a threshold.
Airline industry specific data
Alphanumeric
CONDITIONAL
The record locator used to access a specific Passenger Name Record (PNR).
PNR is a record in the database of a booking system that contains the itinerary for a passenger, or a group of passengers traveling together.
Data may consist of the characters 0-9, a-z, A-Z
Enumeration
CONDITIONAL
The type of charge associated with the transaction.
Document Type Code
Value must be a member of the following list. The values are case sensitive.
ADDITIONAL_COLLECTION
Additional Collection
AGENCY_EXCHANGE_ORDER
Agency Exchange Order
AGENCY_GROUP_TICKET
Agency Group Ticket
AGENCY_MISCELLANEOUS_CHARGE_ORDER
Agency Misc. Charge Order (MCO)
AGENCY_PASSENGER_TICKET
Agency Passenger Ticket
AGENCY_TOUR_ORDER_OR_VOUCHER
Agency Tour Order/Voucher
AIR_FREIGHT
SPD/Air Freight
ANIMAL_TRANSPORTATION_CHARGE
Animal Transportation Charge
CATALOGUE_MERCHANDISE_ORDERED
Catalogue Merchandise Ordered
CLUB_MEMBERSHIP_FEE
Club Membership Fee
COUPON_BOOK
Coupon Book
CREDIT_CLASS_SERVICE_ADJUSTMENT
Credit Class of Service Adjustment
CREDIT_DENIED_BOARDING
Credit Denied Boarding
CREDIT_EXCHANGE_REFUND
Credit Exchange Refund
CREDIT_LOST_TICKET_REFUND
Credit Lost Ticket Refund
CREDIT_MISCELLANEOUS_REFUND
Credit Misc. Refund
CREDIT_MULTIPLE_UNUSED_TICKETS
Credit Multiple Unused Tickets
CREDIT_OVERCHARGE_ADJUSTMENT
Credit Overcharge Adjustment
CREDIT_UNUSED_TRANSPORTATION
Credit Unused Transportation
DEBT_ADJUSTMENT_DUPLICATE_REFUND_OR_USE
Debt Adjustment Duplicate Refund/Use
DUTY_FREE_SALE
Duty Free Sale
EXCESS_BAGGAGE
Excess Baggage
EXCHANGE_ADJUSTMENT
Exchange Adjustment
EXCHANGE_ORDER
Exchange Order
FIREARMS_CASE
Firearms Case
FREQUENT_FLYER_FEE_OR_PURCHASE
Frequent Flyer Fee/Purchase
FREQUENT_FLYER_FULFILLMENT
Frequent Flyer Fulfillment
FREQUENT_FLYER_OVERNIGHT_DELIVERY_CHARGE
Frequent Flyer Overnight Delivery Charge
GROUP_TICKET
Group Ticket
IN_FLIGHT_ADJUSTMENT
In-flight Adjustment
IN_FLIGHT_CHARGES
In-flight Charges
IN_FLIGHT_DUTY_FREE_PURCHASE
In-flight Duty Free Purchase
IN_FLIGHT_MERCHANDISE_ORDERED
In-flight Merchandise Ordered
IN_FLIGHT_PHONE_CHARGES
In-flight Phone Charges
KENNEL_CHARGE
Kennel Charge
LOST_TICKET_APPLICATION
Lost Ticket Application
MISCELLANEOUS_CHARGE_ORDER_OR_PREPAID_TICKET_ADVICE
Misc. Charge Order (MCO) / Prepaid Ticket Auth.
MISCELLANEOUS_TAXES_FEES
Miscellaneous Tax(es) Fee(s)
PASSENGER_TICKET
Passenger Ticket
SELF_SERVICE_TICKETS
Self-Service Ticket(s)
SENIOR_CITIZEN_DISCOUNT_BOOKLETS
Senior Citizen Discount Booklets
SMALL_PACKAGE_DELIVERY
Small Package Delivery
SPECIAL_SERVICE_TICKET
Special Service Ticket
SUPPORTED_REFUND
Supported Refund
TICKET_BY_MAIL
Ticket by Mail
TOUR_DEPOSIT
Tour Deposit
TOUR_ORDER_VOUCHER
Tour Order Voucher
UNDERCHARGE_ADJUSTMENT
Undercharge Adjustment
UNSUPPORTED_REFUND
Unsupported Refund
UPGRADE_CHARGE
Upgrade Charge
VENDOR_REFUND_CREDIT
Vendor Refund Credit
VENDOR_SALE
Vendor Sale
Itinerary details
Travel leg details.
Regex
CONDITIONAL
The 2-character IATA airline code or 3 digit accounting code or both of the airline carrier for the trip leg.
Data must match regex
Alphanumeric
CONDITIONAL
The ticket containing the coupon for this leg for an itinerary with more than four trip legs.
Data may consist of the characters 0-9, a-z, A-Z
Alphanumeric
CONDITIONAL
The coupon number on the ticket for the trip leg.
Each trip leg requires a separate coupon. The coupon within the series is identified by the coupon number.
Data may consist of the characters 0-9, a-z, A-Z
Upper case alphabetic text
CONDITIONAL
The 3 character IATA airport code of the departure airport for the trip leg.
Data must consist of the characters A-Z
Date
CONDITIONAL
Date of departure for the trip leg.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Decimal
CONDITIONAL
Tax payable on departure for the trip leg.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Time
CONDITIONAL
Departure time in local time for the departure airport for this trip leg.
Data must comply with ISO 8601 extended time formats, hh:mm[:ss]Z or hh:mm[:ss](+/-)hh[:mm]
Upper case alphabetic text
CONDITIONAL
The 3 character IATA airport code for the destination airport for the trip leg.
Data must consist of the characters A-Z
Date
CONDITIONAL
Arrival date in local time for the destination airport for this trip leg.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Time
CONDITIONAL
Arrival time in local time for the destination airport for this trip leg.
Data must comply with ISO 8601 extended time formats, hh:mm[:ss]Z or hh:mm[:ss](+/-)hh[:mm]
Alphanumeric
CONDITIONAL
Restrictions (e.g. non-refundable) or endorsements applicable to the trip leg.
Data may consist of the characters 0-9, a-z, A-Z
Alphanumeric
CONDITIONAL
New ticket number issued when a ticket is exchanged for the trip leg.
Data may consist of the characters 0-9, a-z, A-Z
Decimal
CONDITIONAL
Total fare payable for the trip leg.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Alphanumeric
CONDITIONAL
Code defining the rules forming the basis of the fare (type of fare, class entitlement, etc.)
Data may consist of the characters 0-9, a-z, A-Z
Decimal
CONDITIONAL
Total fees payable for the trip leg.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Alphanumeric
CONDITIONAL
The flight number for the trip leg.
Data may consist of the characters 0-9, a-z, A-Z
Boolean
CONDITIONAL
Indicates if a stopover is permitted for the trip leg.
JSON boolean values 'true' or 'false'.
Decimal
CONDITIONAL
Total taxes payable for the trip leg.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Alphanumeric
CONDITIONAL
The industry code indicating the class of service (e.g. Business, Coach) for the leg.
Data may consist of the characters 0-9, a-z, A-Z
Digits
CONDITIONAL
Number of passengers associated with this booking.
Data is a string that consists of the characters 0-9.
Upper case alphabetic text
CONDITIONAL
The 3 character ISO 3166-1 alpha-3 country code of the country of origin for the itinerary.
Data must consist of the characters A-Z
Passenger details
String
CONDITIONAL
First name of the passenger to whom the ticket is being issued.
Data can consist of any characters
String
CONDITIONAL
Frequent Flyer or Loyalty Program number for this passenger.
Data can consist of any characters
String
CONDITIONAL
Last name of the passenger to whom the ticket is being issued.
Data can consist of any characters
String
CONDITIONAL
Middle name of the passenger to whom the ticket is being issued.
Data can consist of any characters
Alphanumeric
CONDITIONAL
Passenger specific information recorded on the ticket.
Data may consist of the characters 0-9, a-z, A-Z
String
CONDITIONAL
Title of the passenger to whom the ticket is being issued.
Data can consist of any characters
Alphanumeric
CONDITIONAL
Plan number supplied by the airline for this booking.
Data may consist of the characters 0-9, a-z, A-Z
Ticket details
Boolean
CONDITIONAL
Indicates if a conjunction ticket with additional coupons was issued.
Conjunction ticket refers to two or more tickets concurrently issued to a passenger and which together constitute a single contract of carriage.
JSON boolean values 'true' or 'false'.
Boolean
CONDITIONAL
Indicates if an electronic ticket was issued.
JSON boolean values 'true' or 'false'.
Alphanumeric
CONDITIONAL
The original ticket number when this is a transaction for an exchanged ticket.
Data may consist of the characters 0-9, a-z, A-Z
Ticket issue information.
String
CONDITIONAL
The address where the ticket was issued.
Data can consist of any characters
Regex
CONDITIONAL
The 2-character IATA airline code or 3 digit accounting code or both of the airline carrier issuing the ticket.
Data must match regex
Alphanumeric
CONDITIONAL
Name of airline carrier issuing the ticket.
Data may consist of the characters 0-9, a-z, A-Z
Alphanumeric
CONDITIONAL
The city/town where the ticket was issued.
Data may consist of the characters 0-9, a-z, A-Z
Upper case alphabetic text
CONDITIONAL
The 3 character ISO 3166-1 alpha-3 country code of the country where the ticket was issued.
Data must consist of the characters A-Z
Date
CONDITIONAL
The date the ticket was issued.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Alphanumeric
CONDITIONAL
Industry code of the travel agent issuing the ticket.
Data may consist of the characters 0-9, a-z, A-Z
Alphanumeric
CONDITIONAL
Name of the travel agent issuing the ticket.
Data may consist of the characters 0-9, a-z, A-Z
Boolean
CONDITIONAL
Indicates if the issued ticket is refundable.
JSON boolean values 'true' or 'false'.
Breakdown of the ticket taxes, airport taxes, charges and fees for an airline ticket purchase.
The total of the amounts in this group should equal the sum of the airline.ticket.totalFees and airline.ticket.totalTaxes fields.
Decimal
CONDITIONAL
The tax, charge or fee amount payable.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Alphanumeric
CONDITIONAL
The tax, charge or fee type code as assigned by IATA.
For example, the IATA tax/ charge/ fee type for Passenger Movement Charge (PMC) in Australia is TT1.
Data may consist of the characters 0-9, a-z, A-Z
Alphanumeric
CONDITIONAL
The airline ticket number associated with the transaction.
Data may consist of the characters 0-9, a-z, A-Z
Decimal
CONDITIONAL
Total fare for all trip legs on the ticket.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Decimal
CONDITIONAL
Total fee for all trip legs on the ticket.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Decimal
CONDITIONAL
Total taxes for all trip legs on the ticket.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Enumeration
CONDITIONAL
The type of transaction performed against this airline booking.
Transaction Type
Value must be a member of the following list. The values are case sensitive.
EXCHANGE_TICKET
Exchange Ticket
MISCELLANEOUS_CHARGE
Miscellaneous Charge
REFUND
Refund
REVERSAL
Reversal
TICKET_PURCHASE
Ticket Purchase
TOUR_ORDER
Tour Order
Information about how the payer's identity is verified.
For example, using 3-D Secure authentication.
This parameter group include payer authentication options available to you, parameters you need to perform payer authentication for an available method, and the results of payer authentication.
Information about payer authentication using 3-D Secure authentication.
Parameters in this group apply to both 3-D Secure authentication version 1 and 3-D Secure Authentication version 2.
Depending on the 3-D Secure authentication version applicable you will also need additional parameters:
- 3-D Secure authentication version 1: see the authentication.3ds1 parameter group.
- 3-D Secure authentication version 2: see the authentication.3ds2 parameter group.
Alphanumeric
CONDITIONAL
Indicates the security level of the transaction.
This is the Electronic Commerce Indicator (ECI) value provided by the issuer's Access Control Server (ACS) to indicate the results of the attempt to authenticate the payer.
Data may consist of the characters 0-9, a-z, A-Z
Base64
CONDITIONAL
The base64 encoded value generated by the issuer.
The authentication token Included in subsequent transaction request messages and used by the card scheme to verify that the authentication occurred and the values provided are valid. The token should be used unaltered.
For 3DS version 1, this field corresponds to the Cardholder Authentication Verification Value (CAVV) for Visa, the Accountholder Authentication Value (AAV) for MasterCard and JCB, or the American Express Verification Value (AEVV) for American Express.
For 3DS version 2, this field corresponds to the Authentication Value.
Data is Base64 encoded
String
CONDITIONAL
A unique identifier for the 3-D Secure authentication transaction.
For 3DS version 1, this field corresponds to the XID. The XID is an identifier generated by the gateway on behalf of the merchant.
For 3DS version 2, this field corresponds to the identifier assigned by the scheme directory server.
This identifier should be used in subsequent operation requests unaltered.
An XID submitted in this field must be in base64 format.
Data can consist of any characters
Information about payer authentication using 3-D Secure authentication version 1.
Alpha
CONDITIONAL
Indicates the result of payer authentication with the issuer.
This is the value returned in the transaction status field of the Payer Authentication Response (PARes) message from the card Issuer's Access Control Server (ACS). For example, Y, N, A, or U. Refer to the relevant documentation for Mastercard SecureCode™, Verified by Visa™, JCB J/Secure™, American Express SafeKey™, or Diners Club ProtectBuy™.
Data may consist of the characters a-z, A-Z
Alpha
ALWAYS PROVIDED
Indicates whether or not payer authentication is available for the card number you provided.
This is for experts only - most users should use the response.gatewayRecommendation field.
This is the value returned in the 'enrolled' field of the Verify Enrollment Response (VERes) message from the card scheme's Directory Server. For example, Y, N, or U. Refer to the relevant documentation for Mastercard SecureCode™, Verified by Visa™, JCB J/Secure™, American Express SafeKey™, or Diners Club ProtectBuy™.
Data may consist of the characters a-z, A-Z
Information about payer authentication using 3-D Secure authentication version 2.
String
CONDITIONAL
A unique transaction identifier assigned by the Access Control Server to identify the 3DS transaction.
The ACS transaction id should be used in subsequent operation requests unaltered.
Data can consist of any characters
String
CONDITIONAL
Unique identifier for the Directory Server (also called Registered Application Provider Identifier or RID).
This value is applicable when you authenticate the payer in-app using 3-D Secure authentication version 2.
In this case, provide this value in the directoryServerId field on the createTransaction method request message sent from the app on the payer's device to the 3-D Secure Software Development Kit (SDK).
Data can consist of any characters
String
CONDITIONAL
A unique transaction identifier assigned by the scheme Directory Server to identify the 3DS transaction.
The DS transaction id should be used in subsequent operation requests unaltered.
Data can consist of any characters
Boolean
ALWAYS PROVIDED
Indicates if the issuer's Access Control Server (ACS) completed the method call to obtain additional information about the payer's browser.
JSON boolean values 'true' or 'false'.
Enumeration
ALWAYS PROVIDED
Indicates if the issuer's Access Control Server (ACS) support the method call.
Value must be a member of the following list. The values are case sensitive.
NOT_SUPPORTED
The ACS does not support the method call protocol.
SUPPORTED
The ACS supports the method call protocol.
Alphanumeric + additional characters
CONDITIONAL
The version of the EMV 3-D Secure protocol used to perform 3-D Secure authentication, in the format specified by EMVCo.
For example, 2.1.0.
Data may consist of the characters 0-9, a-z, A-Z, '.'
String
ALWAYS PROVIDED
The unique identifier assigned to the merchant by the card scheme directory server when the merchant registered to use 3-D Secure authentication version 2 with their acquirer.
Do not provide this value for Mastercard SecureCode or Verified by Visa, For these authentication schemes, it will be generated by the gateway.
Data can consist of any characters
String
ALWAYS PROVIDED
The unique name assigned to the merchant by the card scheme directory server when the merchant registered to use 3-D Secure authentication version 2 with their acquirer.
Do not provide this value for Mastercard SecureCode or Verified by Visa, For these authentication schemes, it will be generated by the gateway.
Data can consist of any characters
Information provided by the 3-D Secure Software Development Kit (SDK) that is used by an app on the payer's device to enable 3-D Secure authentication of the payer to be performed in-app.
You must populate the fields in this parameter group when you authenticate the payer in-app using 3-D Secure authentication version 2.
Enumeration
CONDITIONAL
The User Interface (UI) formats that the payer's device supports.
These are the formats that can be used to render the screens presented to the payer during an authentication challenge.
You only need to provide this value if you only support one of these formats.
This field corresponds to EMVCo data element sdkInterface in the field deviceRenderOptions.
Value must be a member of the following list. The values are case sensitive.
HTML
The device supports HTML format.
NATIVE
The device supports the UI format native to the payer's device.
Integer
CONDITIONAL
The duration (in seconds) available to the payer to authenticate.
Will default to 900 if not provided. Note: The value will be rounded up to the nearest minute.
This field corresponds to EMVCo field sdkMaxTimeout
JSON number data type, restricted to being positive or zero. In addition, the represented number may have no fractional part.
Comma separated enumeration
CONDITIONAL
Indicates the UI types which the SDK supports for displaying authentication challenges within the app.
A comma separated list of the payer authentication methods that you will accept for this payment.
You only need to provide this value if all of these values are not supported.
Note: OTHER_HTML is only supported when authentication.3ds2.sdk.interface allows a HTML UI format.
This field corresponds to EMVCo data element sdkUiType in the field deviceRenderOptions.
Value must be one or more comma separated members of the following list. The values are case sensitive.
TEXT
The payer is asked to enter text into a field displayed on the UI. For example, ask the payer to enter a One Time Password sent to their registered mobile phone number.
SINGLE_SELECT
The payer is asked to select a single option from a number of presented options. For example, ask the payer if they want a One Time Password to be sent to either their email address or mobile phone number registered with their issuer.
MULTI_SELECT
The payer is asked to select multiple options from a number of presented options. For example, ask the payer to select valid responses to a question.
OUT_OF_BAND
The payer is presented with screens rendered by an out-of-band service during an authentication challenge, For example, the payer is asked to confirm the payment from their banking app.
OTHER_HTML
The payer is presented with an authentication challenge using other mechanisms supported in HTML but not in the native UI format. For example, the payer is asked to confirm an image presented on the screen.
String
CONDITIONAL
A code indicating the reason for the transaction status returned in authentication.3ds2.transactionStatus.
Refer to the EMVCo specification for 3-D Secure.
Data can consist of any characters
Alpha
CONDITIONAL
Indicates the result of payer authentication with the issuer.
This is the value returned in the transaction status field from the issuer's Access Control Server (ACS). For example, Y, N, U, A, R
Refer to the EMVCo specification for 3-D Secure.
Data may consist of the characters a-z, A-Z
Comma Separated Enumeration
CONDITIONAL
A comma separated list of the payer authentication methods that you will accept for this payment.
You only need to provide a value if you want to restrict the authentication methods you will accept.
If you do not specify a value, then the gateway treats it as if you will accept all available authentication methods.
If you accept both 3DS2 and 3DS1, then the gateway will use 3-D Secure version 2 if supported by the issuer and fallback to use 3-D Secure version 1 if it is not.
Value must be one or more comma separated members of the following list. The values are case sensitive.
3DS1
3-D Secure Version 1
3DS2
3-D Secure Version 2
Enumeration
CONDITIONAL
Indicates the channel in which the authentication request is being initiated.
Value must be a member of the following list. The values are case sensitive.
MERCHANT_REQUESTED
The merchant is requesting authentication of a cardholder without the payer being available for interaction (for example. as part of processing of a recurring payment).
PAYER_APP
Payer is interacting via an application on their device which uses an EMVCo-certified SDK.
PAYER_BROWSER
Payer is interacting via web browser (for example, with the merchant's ecommerce web-site).
Enumeration
CONDITIONAL
The method that the issuer will use to authenticate the payer.
Value must be a member of the following list. The values are case sensitive.
DYNAMIC
The payer is authenticated using dynamic data. For example, a code sent to the payer's phone.
OUT_OF_BAND
The payer is authenticated by the issuer using another method. For example, by using a bank app on the payer's mobile device.
STATIC
The payer is authenticated using static data. For example, by providing responses to security questions for the payer's account.
Enumeration
CONDITIONAL
Indicates if payer interaction was used to complete the authentication process.
Value must be a member of the following list. The values are case sensitive.
NOT_POSSIBLE
Payer interaction was either not possible or not applicable to completing the authentication process. For example, there was a technical problem, or the authentication method is not supported for this payment method.
NOT_REQUIRED
No payer interaction was required to complete the authentication process. The issuer was able to make a decision based on the data provided.
REQUIRED
Payer interaction was required to complete the authentication process. For example, the payer was presented with a challenge to verify their identity.
This parameter group is only applicable if you are subject to the Regulatory Technical Standards (RTS) requirements for Strong Customer Authentication (SCA) under the Payment Services Directive 2 (PSD2) regulations in the European Economic Area.
It provides details about SCA exemptions under PSD2.
Enumeration
CONDITIONAL
Indicates why this payment qualifies for exemption from Strong Customer Authentication (SCA) under the Payment Services Directive 2 (PSD2).
Note:
- For recurring payments provide the RECURRING_PAYMENT value only if the amount is the same. If the amount varies, provide MERCHANT_INITIATED_TRANSACTION instead.
Value must be a member of the following list. The values are case sensitive.
AUTO
If either a LOW_RISK or LOW_VALUE_PAYMENT exemption applies to the transaction, it is automatically claimed by the gateway on behalf of the merchant.
LOW_RISK
Exemption is claimed because the acquirer has a low fraud rate.
LOW_VALUE_PAYMENT
Exemption is claimed as the amount is below 30 Euro.
MERCHANT_INITIATED_TRANSACTION
The transaction is excluded as it was initiated by the merchant based on an agreement with the payer. For example, a recurring payment (for a varied or fixed amount), installment payment, or account top-up. In these cases, the payer is not present and cannot participate in an authentication interaction. Merchant initiated transactions are only applicable to subsequent transactions on the order and are out of scope of the PSD2 RTS on Strong Customer Authentication (SCA). The payer must be authenticated during the first transaction that established the agreement.
NONE
An exemption is not claimed for this transaction. The merchant requires Strong Customer Authentication (SCA) be performed.
RECURRING_PAYMENT
The transaction is exempt as it was initiated by the merchant based on an agreement with the payer for a recurring payment for a fixed amount. This value is only applicable to subsequent transactions on the order. In this case, the payer is not present and cannot participate in an authentication interaction. The payer must be authenticated during the first transaction that established the agreement.
SECURE_CORPORATE_PAYMENT
The transaction is exempt as it is a corporate or Business-to-Business (B2B) payment performed using dedicated payment processes and protocols that are not available to consumers and offer at least equivalent security levels.
WHITELISTED_MERCHANT
The transaction is exempt because the payer has added you to the list of their trusted merchants (as maintained by the issuer).
Enumeration
CONDITIONAL
Indicates if the payer has whitelisted you with the issuer and has opted-out of Strong Customer Authentication (SCA).
Value must be a member of the following list. The values are case sensitive.
NOT_WHITELISTED
The payer has not whitelisted the merchant with the issuer or the merchant's whitelist status is unknown.
WHITELISTED
The payer has whitelisted the merchant with the issuer.
Enumeration
CONDITIONAL
Indicates the context in which payer authentication is being requested.
If you do not provide a value, the gateway will use PAYMENT_TRANSACTION as the default.
Note:
- • If you set this value to ADD_CARD or MAINTAIN_CARD, then set order.amount to zero and order.currency to any currency you support.
- • If the authentication scheme that applies to the account does not support the purpose that you have requested, this call will return an authenticationStatus of AUTHENTICATION_NOT_SUPPORTED.
Value must be a member of the following list. The values are case sensitive.
ADD_CARD
Authentication performed before a payer's card is stored on file either directly by the merchant or using the gateway's tokenization feature. A payment is not being processed.
MAINTAIN_CARD
Authentication performed before updating details of a payer's card stored on file either directly by the merchant or using the gateway's tokenization feature. A payment is not being processed.
PAYMENT_TRANSACTION
Authentication performed when of processing a card payment.
String
CONDITIONAL
The domain name of the site where payer authentication was performed.
For example, the domain-name of the issuer's Access Control Server (ACS) used for payer authentication using 3-D Secure authentication.
Data can consist of any characters
String
CONDITIONAL
The transactionId you used for the Initiate Authentication operation.
Data can consist of any characters
Enumeration
CONDITIONAL
If online authentication of the payer is available, then this field shows the type.
If no such authentication is available, the value is NONE.
Value must be a member of the following list. The values are case sensitive.
3DS1
3-D Secure Version 1 authentication is available.
3DS2
3-D Secure Version 2 authentication is available.
RUPAY
RuPay authentication is available.
NONE
No authentication is available.
Information about the Authorization received from the acquirer or issuer.
You can use this data if you want to understand the authorization in more detail, or with less interpretation by the gateway.
This data must be provided to the acquirer in the Capture request for this Authorization.
- For a subsequent Capture the gateway takes care of this for you.
- For a Standalone Capture request you need to provide this data.
- When performing the Capture outside the the gateway you must ensure that the data is provided in the Capture request to the acquirer.
DateTime
CONDITIONAL
The date and time when the gateway considers the authorization obtained for the order to have expired.
After this time, the gateway will reject your attempts to capture funds against this order. It will also void any authorized amount that has not been captured, to release the payer's funds.
This capability is to assist you in scheme compliance, and must be enabled by your payment provider. The gateway only populates this field if it is expiring the authorization.
An instant in time expressed in ISO8601 date + time format - "YYYY-MM-DDThh:mm:ss.SSSZ"
ASCII Text
CONDITIONAL
The acquirer AVS response code generated by the card issuing institution.
Data consists of ASCII characters
String
CONDITIONAL
Indicates the card level result returned by the issuer.
Data can consist of any characters
String
CONDITIONAL
CSC Incorrect Indicator.
An indicator, provided by the Issuer in the authorization response, to identify the presence of an invalid card security code (CSC). If there is an error, the Issuer will respond with the 1-byte CSC Error Code (Y).
Data can consist of any characters
Alphanumeric
CONDITIONAL
An Indicator, if a Card security code was provided for the Transaction, as returned by the acquirer.
Data may consist of the characters 0-9, a-z, A-Z
String
CONDITIONAL
Indicates if the card used is a commercial card.
Data can consist of any characters
String
CONDITIONAL
Indicates the type of commercial card as returned by the card issuer.
Data can consist of any characters
String
CONDITIONAL
The local date, in MMDD format, on which the transaction occurred.
Data can consist of any characters
String
CONDITIONAL
Indicates the code of the financial network that was used to process the transaction with the issuer.
Data can consist of any characters
Date
CONDITIONAL
The date for the Authorization as returned by the financial network.
For transactions processed via the MasterCard Network this is the MasterCard Network Reference Date.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
String
CONDITIONAL
Indicates the market or the industry associated with the payment.
For example, B may indicate "bill payment" depending on the acquirer.
Data can consist of any characters
String
CONDITIONAL
This field contains data returned by the issuer or card network to clearly communicate to merchants the reason for declining a MasterCard or Visa transaction.
Merchants can use this information to determine the best action to take. Please refer to Troubleshooting & FAQs - What if my transaction gets declined? for the list of values and their meaning.
Data can consist of any characters
String
CONDITIONAL
Payment Service Data required in settlement request.
Data can consist of any characters
String
CONDITIONAL
Indicates the specific card information conditions for capture that are available when the card transaction occurs at point of service.
Data can consist of any characters
String
CONDITIONAL
The POS Entry Mode provided to Discover (JCB (US Domestic only), and Diners) for the authorization.
Bytes 1-2: Discover (JCB (US Domestic only), and Diners) POS Entry Mode
Byte 3: Discover (JCB (US Domestic only), and Diners) Pin Entry Capability
Byte 4: RFU (Always zero)
Note: Only the first 3 bytes are required for settlement processing.
Data can consist of any characters
String
CONDITIONAL
If the entry mode has changed, the Issuer will respond with the 1-byte POS Entry Mode Change (Y).
Data can consist of any characters
String
CONDITIONAL
Identifies the type of Card Transaction sent to Card Acceptor.
Data can consist of any characters
String
CONDITIONAL
The response code which indicates the status of the transaction.
Data can consist of any characters
String
CONDITIONAL
Textual description of the acquirer response code for displaying on terminals.
Data can consist of any characters
String
CONDITIONAL
The ACI (Authorization Characteristics Indicator) returned by the issuer.
Data can consist of any characters
String
CONDITIONAL
The System Trace Audit Number is assigned by a transaction originator to assist in identifying a Card Transaction.
The trace number remains unchanged for the life of the Card Transaction.
Data can consist of any characters