Authorize
Request to obtain an authorization for a proposed funds transfer. An authorization is a response from a financial institution indicating that payment information is valid and funds are available in the payers account.
Authentication Copied to clipboard
This operation requires authentication via one of the following methods:
- Certificate authentication.
- Basic HTTP authentication as described at w3.org. To authenticate to the API, leave the userid portion (to the left of the colon) blank and fill the password section with the API password provided to you.
Request Copied to clipboard
URL Parameters Copied to clipboard
Alphanumeric + additional characters
REQUIRED
The unique identifier issued to you by your payment provider.
This identifier can be up to 12 characters in length.
Data may consist of the characters 0-9, a-z, A-Z, '-', '_'
Min length: 1 Max length: 40Integer
REQUIRED
The unique identifier of the order, to distinguish it from any other order you ever issue.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
Min value: 10000000000 Max value: 9999999999999999String
REQUIRED
Unique identifier for this transaction to distinguish it from any other transactions on the order.
Data can consist of any characters
Min length: 1 Max length: 40Fields Copied to clipboard
OPTIONAL
Information on 3DSecure fields.
This class is applicable to externally authenticated transactions only.
Digits
OPTIONAL
The Electronic Commerce Indicator returned by the card issuer in the authentication response message.
It indicates the level of security and authentication of the transaction.
Data is a string that consists of the characters 0-9.
Enumeration
OPTIONAL
Indicates if the cardholder verification was successful.
Included only if payment authentication was attempted and a PARes (Payer Authentication Response) was received by the MPI.
The PARes message is the response received from the card Issuer's Access Control Server (ACS) after the cardholder has completed the authentication process.
Value must be a member of the following list. The values are case sensitive.
AUTHENTICATION_ATTEMPTED
Authentication was attempted but the card issuer did not perform the authentication.
AUTHENTICATION_NOT_AVAILABLE
An internal error occurred and Authentication is not currently available.
AUTHENTICATION_SUCCESSFUL
The cardholder was successfully authenticated.
Base64
OPTIONAL
The base64 encoded value generated by the card issuer.
Included in subsequent transaction request messages and used by the card scheme to verify that the authentication occurred and the values provided are valid. The token should be used unaltered.
This field corresponds to the Cardholder Authentication Verification Value (CAVV) for Visa, the Accountholder Authentication Value (AAV) for MasterCard and JCB, or the American Express Verification Value (AEVV) for American Express.
Data is Base64 encoded
Enumeration
REQUIRED
Indicates if the cardholder is enrolled for 3-D Secure authentication.
Value must be a member of the following list. The values are case sensitive.
ENROLLED
The card is enrolled for 3DS authentication.
ENROLLMENT_STATUS_UNDETERMINED
The Issuer's ACS was unable to process the request to check enrollment or the card is ineligible.
NOT_ENROLLED
The card is not enrolled for 3DS authentication.
Base64
OPTIONAL
A unique transaction identifier generated by the Payment Gateway on behalf of the merchant to identify the 3DS transaction.
This field is mandatory for Verified By Visa transactions if authentication was available. The XID should be used in operation requests unaltered.
Data is Base64 encoded
ASCII Text
OPTIONAL
A unique identifier supplied by the merchant for the authentication.
It is first defined in the check3DSEnrollment operation, and then included in subsequent operations.
It is not used when the authentication is performed externally.
Data consists of ASCII characters
OPTIONAL
Enumeration
OPTIONAL
The risk rules you wish to bypass when performing risk assessment for an order.
Value must be a member of the following list. The values are case sensitive.
ALL
String
= AUTHORIZE
FIXED
Any sequence of zero or more unicode characters.
OPTIONAL
OPTIONAL
The billing address of the person.
String
OPTIONAL
The city portion of the payers address.
Data can consist of any characters
Upper case alphabetic text
OPTIONAL
The 3 letter ISO standard alpha country code of the payers address.
Data must consist of the characters A-Z
Alphanumeric + additional characters
OPTIONAL
The post code or zip code of the payers address.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-'
String
OPTIONAL
The state or province of the payers address.
Data can consist of any characters
String
OPTIONAL
The street name and number, or the Post Office Box details, of the payers address.
Data can consist of any characters
String
OPTIONAL
The phone number of the person to whom the order is being billed.
Data can consist of any characters
REQUIRED
The card details, which may be represented by combining one or more of the following: Card Details, Form Session Id and/or Card Token.
Precedence rules will be applied in that order, i.e. Card Details will override From Session details which will override Card Token details. Each of these may represent partial details, however the combination must result in a full and complete set of card details. See Using Multiple Sources of Card Details for examples.
OPTIONAL
Details as shown on the card.
OPTIONAL
Expiry date, as shown on the card.
Digits
REQUIRED
Month, as shown on the card.
Months are numbered January=1, through to December=12.
Data is a number between 1 and 12 represented as a string.
Digits
REQUIRED
Year, as shown on the card.
The Common Era year is 2000 plus this value.
Data is a string that consists of the characters 0-9.
OPTIONAL
String
OPTIONAL
The first name of the person that the bill is being sent to.
Data can consist of any characters
String
OPTIONAL
The full name of the person that the bill is being sent to.
Data can consist of any characters
String
OPTIONAL
The last name or surname of the person that the bill is being sent to.
Data can consist of any characters
String
OPTIONAL
The middle name of the person that the bill is being sent to.
If there is more than one middle name, this is the first middle name.
Data can consist of any characters
String
OPTIONAL
The title of the person that the bill is being sent to.
Data can consist of any characters
Digits
OPTIONAL
Credit card number as printed on the card.
Data is a string that consists of the characters 0-9.
Digits
OPTIONAL
Card verification code, as printed on the back or front of the card.
Data is a string that consists of the characters 0-9.
Digits
OPTIONAL
The card sequence number for transactions where the data is read through a chip on the EMV card.
Data is a number between 0 and 999 represented as a string.
String
OPTIONAL
7 bit ASCII text representing the card track 1 data.
Start and end sentinels as well as the LRC must be included.
Data can consist of any characters
String
OPTIONAL
7 bit ASCII text representing the card track 2 data.
Start and end sentinels as well as the LRC must be included. The contents of this field must match the PAN and expiry fields included in the Transaction Request.
Data can consist of any characters
Alphanumeric
OPTIONAL
Uniquely identifies a card and associated details.
Data may consist of the characters 0-9, a-z, A-Z
ASCII Text
OPTIONAL
Session carrying the card details to be used.
Data consists of ASCII characters
String
OPTIONAL
A transient identifier for the request, that can be used to match the response to the request.
The value provided is not validated, does not persist in the gateway, and is returned as provided in the response to the request.
Data can consist of any characters
OPTIONAL
String
OPTIONAL
The IP address of the computer used by the cardholder, format: nnn.nnn.nnn.nnn
Data can consist of any characters
OPTIONAL
String
OPTIONAL
The identifier of the order.
For example, a shopping cart number, an order number, or an invoice number.
Data can consist of any characters
OPTIONAL
Enumeration
OPTIONAL
Indicates if the terminal has been attended by the merchant.
Value must be a member of the following list. The values are case sensitive.
ATTENDED
Attended terminal.
UNATTENDED
Unattended terminal.
UNKNOWN_OR_UNSPECIFIED
Unknown or unspecified.
Enumeration
OPTIONAL
Indicates if the terminal is activated by the cardholder.
Value must be a member of the following list. The values are case sensitive.
NOT_CARDHOLDER_ACTIVATED
Terminal is not activated by the cardholder.
SELF_SERVICE_TERMINAL
Terminal is self serviced.
Digits
OPTIONAL
Indicates the entry mode the cardholder/merchant used to enter the PAN and PIN details of the card.
The first two digits indicate the PAN entry mode and the last digit indicates the PIN entry mode. For example, 011 may indicate manual PAN entry (01) with PIN entry on the terminal (1).
PAN ENTRY Mode
01 - Manual Entry
02 - Magnetic stripe read, but full unaltered contents not provided
04 - OCR/MICR coding read
05 - PAN auto entry via chip
07 - Auto-entry via contactless magnetic chip
79 - Chip card at chip-capable terminal was unable to process transaction using data on the chip or magnetic stripe on the card-therefore, PAN entry via manual entry
80 - Chip card at chip-capable terminal was unable to process transaction using data on the chip therefore; the terminal defaulted to the magnetic stripe read for the PAN. This is referred to as fallback.
90 - Magnetic stripe read and full, unaltered contents provided
91 - Auto-entry via contactless magnetic strip
PIN Entry Mode
0 - Unspecified or unknown
1 - Terminal has PIN entry capability
2 - Terminal does not have PIN entry capability (default)
8 - Terminal has PIN entry capability but PIN pad is not currently operative
Data is a string that consists of the characters 0-9.
Enumeration
OPTIONAL
Indicates the type of input the terminal is capable of receiving.
Inputs include Magnetic strip read (MSR) key entry, chip, contactless MSR/chip, etc.
Value must be a member of the following list. The values are case sensitive.
CHIP
Chip read only.
CHIP_AND_KEY_ENTRY_AND_MAGNETIC_STRIPE
MSR, chip and key entry.
CHIP_AND_MAGNETIC_STRIPE
MSR and chip.
CONTACTLESS_CHIP
Contactless chip.
CONTACTLESS_MAGNETIC_STRIPE
Contactless MSR.
KEY_ENTRY
Key entry only.
KEY_ENTRY_AND_MAGNETIC_STRIPE
MSR and key entry.
MAGNETIC_STRIPE
Magnetic strip read (MSR) only.
Enumeration
OPTIONAL
Indicates the physical location of the terminal in relation to the card acceptor facility.
Value must be a member of the following list. The values are case sensitive.
OFF_CARD_ACCEPTOR_PREMISES
Off premises of card acceptor.
ON_CARD_ACCEPTOR_PREMISES
On premises of card acceptor.
OPTIONAL
OPTIONAL
The shipping address of the person.
String
OPTIONAL
The city portion of the payers address.
Data can consist of any characters
Upper case alphabetic text
OPTIONAL
The 3 letter ISO standard alpha country code of the payers address.
Data must consist of the characters A-Z
Alphanumeric + additional characters
OPTIONAL
The post code or zip code of the payers address.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-'
String
OPTIONAL
The state or province of the payers address.
Data can consist of any characters
String
OPTIONAL
The street name and number, or the Post Office Box details, of the payers address.
Data can consist of any characters
String
OPTIONAL
The first name of the person to whom the order is being shipped.
Data can consist of any characters
String
OPTIONAL
The full name of the person to whom the order is being shipped.
Data can consist of any characters
String
OPTIONAL
The last name or surname of the person to whom the order is being shipped.
Data can consist of any characters
Enumeration
OPTIONAL
The shipping method code to indicate the time frame and the priority of the order.
Value must be a member of the following list. The values are case sensitive.
ELECTRONIC
Electronic delivery.
GROUND
Ground (4 or more days).
OVERNIGHT
Overnight (next day).
PRIORITY
Priority (2-3 days).
SAME_DAY
Same day.
String
OPTIONAL
The middle name of the person to whom the order is being shipped.
If there is more than one middle name, this is the first middle name.
Data can consist of any characters
String
OPTIONAL
The phone number of the person to whom the order is being shipped.
Data can consist of any characters
String
OPTIONAL
The title of the person to whom the order is being shipped.
Data can consist of any characters
REQUIRED
Decimal
REQUIRED
Transaction Amount.
Expressed as a decimal number in the units of the currency. For example 12.34 in USD is the amount 12 dollars and 34 cents.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Boolean
OPTIONAL
Set this flag if the transaction is a manual cash disbursement transaction, i.e. cash is disbursed upon the acceptance of a card by a financial institution teller.
JSON boolean values 'true' or 'false'.
Upper case alphabetic text
REQUIRED
The currency of the transaction expressed as an ISO 4217 alpha code, e.g. USD.
Data must consist of the characters A-Z
Enumeration
OPTIONAL
Indicates the frequency of the transaction offered to the cardholder.
Value must be a member of the following list. The values are case sensitive.
INSTALLMENT
Indicates an installment transaction where the payer authorizes you to deduct multiple payments over an agreed period of time for a single purchase.
RECURRING
Indicates a recurring transaction where the payer authorizes you to automatically debit their accounts for bill or invoice payments.
SINGLE
Indicates a single transaction where a single payment is used to complete the order.
String
OPTIONAL
An optional identifier for this transaction.
Data can consist of any characters
Enumeration
OPTIONAL
Indicates the source through which you received the transaction.
Value must be a member of the following list. The values are case sensitive.
CALL_CENTRE
Transaction conducted via a call centre.
CARD_PRESENT
Transaction where the card is presented to the merchant.
INTERNET
Transaction conducted over the Internet.
MAIL_ORDER
Transaction received by mail.
MOTO
Transaction received by mail or telephone.
TELEPHONE_ORDER
Transaction received by telephone.
VOICE_RESPONSE
Transaction conducted by a voice/DTMF recognition system.
OPTIONAL
OPTIONAL
Decimal
OPTIONAL
Local tax amount.
Expressed as a decimal number in the units of the currency. For example 12.34 in USD is the amount 12 dollars and 34 cents.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Boolean
OPTIONAL
Indicates whether the transaction is exempt from local tax or not.
JSON boolean values 'true' or 'false'.
String
OPTIONAL
Local tax reference value associated with the transaction.
Data can consist of any characters
Response Copied to clipboard
Fields Copied to clipboard
CONDITIONAL
Information on 3DSecure fields.
Digits
CONDITIONAL
The Electronic Commerce Indicator returned by the card issuer in the authentication response message.
It indicates the level of security and authentication of the transaction.
Data is a string that consists of the characters 0-9.
Enumeration
CONDITIONAL
Indicates if the cardholder verification was successful.
Included only if payment authentication was attempted and a PARes (Payer Authentication Response) was received by the MPI.
The PARes message is the response received from the card Issuer's Access Control Server (ACS) after the cardholder has completed the authentication process.
Value must be a member of the following list. The values are case sensitive.
AUTHENTICATION_ATTEMPTED
Authentication was attempted but the card issuer did not perform the authentication.
AUTHENTICATION_NOT_AVAILABLE
An internal error occurred and Authentication is not currently available.
AUTHENTICATION_SUCCESSFUL
The cardholder was successfully authenticated.
Base64
CONDITIONAL
The base64 encoded value generated by the card issuer.
Included in subsequent transaction request messages and used by the card scheme to verify that the authentication occurred and the values provided are valid. The token should be used unaltered.
This field corresponds to the Cardholder Authentication Verification Value (CAVV) for Visa, the Accountholder Authentication Value (AAV) for MasterCard and JCB, or the American Express Verification Value (AEVV) for American Express.
Data is Base64 encoded
Enumeration
ALWAYS PROVIDED
Indicates if the cardholder is enrolled for 3-D Secure authentication.
Value must be a member of the following list. The values are case sensitive.
ENROLLED
The card is enrolled for 3DS authentication.
ENROLLMENT_STATUS_UNDETERMINED
The Issuer's ACS was unable to process the request to check enrollment or the card is ineligible.
NOT_ENROLLED
The card is not enrolled for 3DS authentication.
Base64
CONDITIONAL
A unique transaction identifier generated by the Payment Gateway on behalf of the merchant to identify the 3DS transaction.
This field is mandatory for Verified By Visa transactions if authentication was available. The XID should be used in operation requests unaltered.
Data is Base64 encoded
ASCII Text
CONDITIONAL
A unique identifier supplied by the merchant for the authentication.
It is first defined in the check3DSEnrollment operation, and then included in subsequent operations.
It is not used when the authentication is performed externally.
Data consists of ASCII characters
CONDITIONAL
Information on fields returned by some acquirers for an authorization or pay transaction.
String
CONDITIONAL
Indicates the card level result returned by the issuer.
Data can consist of any characters
String
CONDITIONAL
CSC Incorrect Indicator.
An indicator, provided by the Issuer in the authorization response, to identify the presence of an invalid card security code (CSC). If there is an error, the Issuer will respond with the 1-byte CSC Error Code (Y).
Data can consist of any characters
Enumeration
CONDITIONAL
Indicates if the card used is a commercial card.
Value must be a member of the following list. The values are case sensitive.
COMMERCIAL_CARD
NOT_A_COMMERCIAL_CARD
UNDETERMINED
Enumeration
CONDITIONAL
Indicates the type of commercial card as returned by the card issuer.
Value must be a member of the following list. The values are case sensitive.
BUSINESS_CARD
COMMERCIAL_AND_CONSUMER
COMMERCIAL_CARD
CONSUMER_CARD
CORPORATE_CARD
DECLINE_OR_NOT_COMMERCIAL_CARD
OTHER
PURCHASING_CARD
String
CONDITIONAL
The local date, in MMDD format, on which the transaction occurred.
Data can consist of any characters
String
CONDITIONAL
Indicates the code of the financial network that was used to process the transaction with the issuer.
Data can consist of any characters
String
CONDITIONAL
Indicates the market or the industry associated with the payment.
For example, B may indicate "bill payment" depending on the acquirer.
Data can consist of any characters
String
CONDITIONAL
This field contains data returned by the issuer or card network to clearly communicate to merchants the reason for declining a MasterCard or Visa transaction.
Merchants can use this information to determine the best action to take. Please refer to Troubleshooting & FAQs - What if my transaction gets declined? for the list of values and their meaning.
Data can consist of any characters
String
CONDITIONAL
Payment Service Data required in settlement request.
Data can consist of any characters
String
CONDITIONAL
Indicates the specific card information conditions for capture that are available when the card transaction occurs at point of service.
Data can consist of any characters
String
CONDITIONAL
The POS Entry Mode provided to Discover (JCB (US Domestic only), and Diners) for the authorization.
Bytes 1-2: Discover (JCB (US Domestic only), and Diners) POS Entry Mode
Byte 3: Discover (JCB (US Domestic only), and Diners) Pin Entry Capability
Byte 4: RFU (Always zero)
Note: Only the first 3 bytes are required for settlement processing.
Data can consist of any characters
String
CONDITIONAL
If the entry mode has changed, the Issuer will respond with the 1-byte POS Entry Mode Change (Y).
Data can consist of any characters
String
CONDITIONAL
Identifies the type of Card Transaction sent to Card Acceptor.
Data can consist of any characters
String
CONDITIONAL
The response code which indicates the status of the transaction.
Data can consist of any characters
String
CONDITIONAL
Textual description of the acquirer response code for displaying on terminals.
Data can consist of any characters
String
CONDITIONAL
The ACI (Authorization Characteristics Indicator) returned by the issuer.
Data can consist of any characters
String
CONDITIONAL
The System Trace Audit Number is assigned by a transaction originator to assist in identifying a Card Transaction.
The trace number remains unchanged for the life of the Card Transaction.
Data can consist of any characters
String
CONDITIONAL
The local time, in HHMMSS format, during which the transaction occurred.
Data can consist of any characters
String
CONDITIONAL
Indicates the magnetic stripe condition and the vulnerability for fraud in Discover Network Card Transactions.
Data can consist of any characters
String
CONDITIONAL
The unique identifier for the transaction returned by the issuer.
Data can consist of any characters
String
CONDITIONAL
The validation code returned by the issuer.
This value must be stored to be sent with the capture transaction.
Data can consist of any characters
String
CONDITIONAL
The response returned by the issuer indicating whether the 3DSecure authentication token was validated or not.
Data can consist of any characters
CONDITIONAL
CONDITIONAL
The billing address of the person.
String
CONDITIONAL
The city portion of the payers address.
Data can consist of any characters
Upper case alphabetic text
CONDITIONAL
The 3 letter ISO standard alpha country code of the payers address.
Data must consist of the characters A-Z
Alphanumeric + additional characters
CONDITIONAL
The post code or zip code of the payers address.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-'
String
CONDITIONAL
The state or province of the payers address.
Data can consist of any characters
String
CONDITIONAL
The street name and number, or the Post Office Box details, of the payers address.
Data can consist of any characters
String
CONDITIONAL
The phone number of the person to whom the order is being billed.
Data can consist of any characters
CONDITIONAL
CONDITIONAL
Expiry date, as shown on the card.
Digits
ALWAYS PROVIDED
Month, as shown on the card.
Months are numbered January=1, through to December=12.
Data is a number between 1 and 12 represented as a string.
Digits
ALWAYS PROVIDED
Year, as shown on the card.
The Common Era year is 2000 plus this value.
Data is a string that consists of the characters 0-9.
CONDITIONAL
String
CONDITIONAL
The first name of the person that the bill is being sent to.
Data can consist of any characters
String
CONDITIONAL
The full name of the person that the bill is being sent to.
Data can consist of any characters
String
CONDITIONAL
The last name or surname of the person that the bill is being sent to.
Data can consist of any characters
String
CONDITIONAL
The middle name of the person that the bill is being sent to.
If there is more than one middle name, this is the first middle name.
Data can consist of any characters
String
CONDITIONAL
The title of the person that the bill is being sent to.
Data can consist of any characters
Masked digits
ALWAYS PROVIDED
The account number embossed onto the card.
The number will be masked according to your masking settings and how you authenticated your call to the API.
If you authenticated using certificate authentication, then your masking settings will be used. This allows you to return unmasked card numbers if you have chosen not to apply masking.
If you authenticated to the API by a means other than certificate authentication, then the card number will be returned with your masking settings or 6.4; whichever is more restrictive for example, 000000xxxxxx0000.
Data is a string that consists of the characters 0-9, plus 'x' for masking
Enumeration
ALWAYS PROVIDED
Card scheme of the supplied card.
Value must be a member of the following list. The values are case sensitive.
AMEX
American Express
CHINA_UNIONPAY
China UnionPay
DINERS_CLUB
Diners Club
DISCOVER
Discover
JCB
JCB (Japan Credit Bureau)
MASTERCARD
MasterCard
OTHER
The scheme of the card used in the transaction could not be identified.
RUPAY
RuPay
UATP
UATP (Universal Air Travel Plan)
VISA
Visa
Alphanumeric
CONDITIONAL
The code used to indicate the existence of the Card Security Code value.
Data may consist of the characters 0-9, a-z, A-Z
Digits
CONDITIONAL
The card sequence number for transactions where the data is read through a chip on the EMV card.
Data is a string that consists of the characters 0-9.
Boolean
CONDITIONAL
Indicates whether card track data is provided.
JSON boolean values 'true' or 'false'.
String
CONDITIONAL
A transient identifier for the request, that can be used to match the response to the request.
The value provided is not validated, does not persist in the gateway, and is returned as provided in the response to the request.
Data can consist of any characters
Alphanumeric + additional characters
ALWAYS PROVIDED
The unique identifier issued to you by your payment provider.
This identifier can be up to 12 characters in length.
Data may consist of the characters 0-9, a-z, A-Z, '-', '_'
ALWAYS PROVIDED
Information about the order
Integer
ALWAYS PROVIDED
The unique identifier of the order, that distinguishes it from any other order you ever issue.
JSON number data type, restricted to being positive or zero. In addition, the represented number may have no fractional part.
String
CONDITIONAL
The value provided by you to identify the order.
Data can consist of any characters
Decimal
ALWAYS PROVIDED
The transaction amount
Data is a decimal number.
Decimal
ALWAYS PROVIDED
The transaction amount
Data is a decimal number.
Decimal
ALWAYS PROVIDED
The transaction amount
Data is a decimal number.
CONDITIONAL
Information on POS terminal for a card present transaction.
Enumeration
CONDITIONAL
Indicates if the terminal has been attended by the merchant.
Value must be a member of the following list. The values are case sensitive.
ATTENDED
Attended terminal.
UNATTENDED
Unattended terminal.
UNKNOWN_OR_UNSPECIFIED
Unknown or unspecified.
Enumeration
CONDITIONAL
Indicates if the terminal is activated by the cardholder.
Value must be a member of the following list. The values are case sensitive.
NOT_CARDHOLDER_ACTIVATED
Terminal is not activated by the cardholder.
SELF_SERVICE_TERMINAL
Terminal is self serviced.
Digits
CONDITIONAL
Indicates the entry mode the cardholder/merchant used to enter the PAN and PIN details of the card.
The first two digits indicate the PAN entry mode and the last digit indicates the PIN entry mode. For example, 011 may indicate manual PAN entry (01) with PIN entry on the terminal (1).
PAN ENTRY Mode
01 - Manual Entry
02 - Magnetic stripe read, but full unaltered contents not provided
04 - OCR/MICR coding read
05 - PAN auto entry via chip
07 - Auto-entry via contactless magnetic chip
79 - Chip card at chip-capable terminal was unable to process transaction using data on the chip or magnetic stripe on the card-therefore, PAN entry via manual entry
80 - Chip card at chip-capable terminal was unable to process transaction using data on the chip therefore; the terminal defaulted to the magnetic stripe read for the PAN. This is referred to as fallback.
90 - Magnetic stripe read and full, unaltered contents provided
91 - Auto-entry via contactless magnetic strip
PIN Entry Mode
0 - Unspecified or unknown
1 - Terminal has PIN entry capability
2 - Terminal does not have PIN entry capability (default)
8 - Terminal has PIN entry capability but PIN pad is not currently operative
Data is a string that consists of the characters 0-9.
Enumeration
CONDITIONAL
Indicates the type of input the terminal is capable of receiving.
Inputs include Magnetic strip read (MSR) key entry, chip, contactless MSR/chip, etc.
Value must be a member of the following list. The values are case sensitive.
CHIP
Chip read only.
CHIP_AND_KEY_ENTRY_AND_MAGNETIC_STRIPE
MSR, chip and key entry.
CHIP_AND_MAGNETIC_STRIPE
MSR and chip.
CONTACTLESS_CHIP
Contactless chip.
CONTACTLESS_MAGNETIC_STRIPE
Contactless MSR.
KEY_ENTRY
Key entry only.
KEY_ENTRY_AND_MAGNETIC_STRIPE
MSR and key entry.
MAGNETIC_STRIPE
Magnetic strip read (MSR) only.
Enumeration
CONDITIONAL
Indicates the physical location of the terminal in relation to the card acceptor facility.
Value must be a member of the following list. The values are case sensitive.
OFF_CARD_ACCEPTOR_PREMISES
Off premises of card acceptor.
ON_CARD_ACCEPTOR_PREMISES
On premises of card acceptor.
ALWAYS PROVIDED
ASCII Text
CONDITIONAL
Value as generated by the acquirer that summarizes the success or otherwise of the proposed operation.
Data consists of ASCII characters
ASCII Text
CONDITIONAL
The response from the acquirer in the text form.
This field is used in addition to response.acquirerCode for some acquirers where additional information needs to be communicated. For example, contact details to allow the merchant to contact the issuer directly to seek authorisation for the transaction.
Data consists of ASCII characters
CONDITIONAL
ASCII Text
CONDITIONAL
The acquirer AVS response code generated by the card issuing institution.
Data consists of ASCII characters
Enumeration
CONDITIONAL
The address verification result generated to indicate whether the address data supplied matches the data held by the cardholder's issuing bank.
Value must be a member of the following list. The values are case sensitive.
ADDRESS_MATCH
Street address matched
ADDRESS_ZIP_MATCH
Street address and zip/postcode were matched
NAME_ADDRESS_MATCH
Card holder name and street address matched
NAME_MATCH
Card holder name matched
NAME_ZIP_MATCH
Card holder name and zip/postcode matched
NOT_AVAILABLE
No data available from issuer or AVS data not supported for transaction
NOT_REQUESTED
AVS not requested
NOT_VERIFIED
AVS could not be verified for an international transaction
NO_MATCH
No match
SERVICE_NOT_AVAILABLE_RETRY
Issuer system is unavailable. Retry can be attempted
SERVICE_NOT_SUPPORTED
Service currently not supported by acquirer or merchant
ZIP_MATCH
Zip/postcode matched. Street address not matched
CONDITIONAL
ASCII Text
CONDITIONAL
The acquirer CSC response code generated by the card issuing institution.
Data consists of ASCII characters
Enumeration
CONDITIONAL
The card security code result generated to indicate whether the data supplied matches the data held by the cardholder's issuing bank.
Value must be a member of the following list. The values are case sensitive.
MATCH
Valid or matched.
NOT_PRESENT
Merchant indicated CSC not present on card.
NOT_PROCESSED
Not processed.
NOT_SUPPORTED
Card issuer is not registered and/or certified
NO_MATCH
Invalid or not matched.
String
CONDITIONAL
The container for additional information about a transaction.
Only returned for some errors and is dependent on the merchant's configuration. Returned in error, declined and approved scenarios, but would only be used to trouble shoot issues.
Data can consist of any characters
Enumeration
ALWAYS PROVIDED
Summary of the success or otherwise of the proposed operation.
Value must be a member of the following list. The values are case sensitive.
ABORTED
Transaction aborted by payer
ACQUIRER_SYSTEM_ERROR
Acquirer system error occurred processing the transaction
APPROVED
Transaction Approved
APPROVED_PENDING_SETTLEMENT
Transaction Approved - pending batch settlement
AUTHENTICATION_FAILED
Payer authentication failed
BLOCKED
Transaction blocked due to Risk or 3D Secure blocking rules
CANCELLED
Transaction cancelled by payer
DECLINED
The requested operation was not successful. For example, a payment was declined by issuer or payer authentication was not able to be successfully completed.
DECLINED_AVS
Transaction declined due to address verification
DECLINED_AVS_CSC
Transaction declined due to address verification and card security code
DECLINED_CSC
Transaction declined due to card security code
DECLINED_DO_NOT_CONTACT
Transaction declined - do not contact issuer
DECLINED_PAYMENT_PLAN
Transaction declined due to payment plan
DEFERRED_TRANSACTION_RECEIVED
Deferred transaction received and awaiting processing
DUPLICATE_BATCH
Transaction declined due to duplicate batch
EXCEEDED_RETRY_LIMIT
Transaction retry limit exceeded
EXPIRED_CARD
Transaction declined due to expired card
INSUFFICIENT_FUNDS
Transaction declined due to insufficient funds
INVALID_CSC
Invalid card security code
LOCK_FAILURE
Order locked - another transaction is in progress for this order
NOT_ENROLLED_3D_SECURE
Card holder is not enrolled in 3D Secure
NOT_SUPPORTED
Transaction type not supported
PENDING
Transaction is pending
REFERRED
Transaction declined - refer to issuer
SUBMITTED
The transaction has successfully been created in the gateway. It is either awaiting submission to the acquirer or has been submitted to the acquirer but the gateway has not yet received a response about the success or otherwise of the payment.
SYSTEM_ERROR
Internal system error occurred processing the transaction
TIMED_OUT
The gateway has timed out the request to the acquirer because it did not receive a response. You can handle the transaction as a declined transaction. Where possible the gateway will attempt to reverse the transaction.
UNKNOWN
The transaction has been submitted to the acquirer but the gateway was not able to find out about the success or otherwise of the payment. If the gateway subsequently finds out about the success of the payment it will update the response code.
UNSPECIFIED_FAILURE
Transaction could not be processed
CONDITIONAL
Enumeration
CONDITIONAL
The overall result of risk assessment returned by the Payment Gateway for each authorization or pay transaction.
Value must be a member of the following list. The values are case sensitive.
ACCEPT
Order accepted
NOT_CHECKED
Merchant risk rules were not checked and system rules did not reject the Order
REJECT
Order rejected
REVIEW
Order marked for review
SYSTEM_REJECT
Order rejected due to system rule
Enumeration
CONDITIONAL
The result of order reversal for each authorization or pay transaction that occurred due to risk assessment.
Orders rejected after the financial transaction due to risk assessment are automatically reversed by the system.
Value must be a member of the following list. The values are case sensitive.
FAIL
The gateway failed to reverse the order.
NOT_APPLICABLE
The gateway did not attempt to reverse the order because reversal is not possible. For example, the acquirer does not support order reversals.
OKAY
The gateway successfully reversed the order.
Enumeration
CONDITIONAL
The decision made when the overall risk result returns Review.
Value must be a member of the following list. The values are case sensitive.
NOT_REQUIRED
No review required
ORDER_CANCELLED
The order has been cancelled and a reversal transaction was attempted
ORDER_RELEASED
The order has been released for processing
PENDING
A decision to release/cancel the order is pending
Enumeration
ALWAYS PROVIDED
A system-generated high level overall result of the operation.
Value must be a member of the following list. The values are case sensitive.
FAILURE
The operation was declined or rejected by the gateway, acquirer or issuer
PENDING
The operation is currently in progress or pending processing
SUCCESS
The operation was successfully processed
UNKNOWN
The result of the operation is unknown
CONDITIONAL
CONDITIONAL
The shipping address of the person.
String
CONDITIONAL
The city portion of the payers address.
Data can consist of any characters
Upper case alphabetic text
CONDITIONAL
The 3 letter ISO standard alpha country code of the payers address.
Data must consist of the characters A-Z
Alphanumeric + additional characters
CONDITIONAL
The post code or zip code of the payers address.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-'
String
CONDITIONAL
The state or province of the payers address.
Data can consist of any characters
String
CONDITIONAL
The street name and number, or the Post Office Box details, of the payers address.
Data can consist of any characters
String
CONDITIONAL
The first name of the person to whom the order is being shipped.
Data can consist of any characters
String
CONDITIONAL
The full name of the person to whom the order is being shipped.
Data can consist of any characters
String
CONDITIONAL
The last name or surname of the person to whom the order is being shipped.
Data can consist of any characters
Enumeration
CONDITIONAL
The shipping method code to indicate the time frame and the priority of the order.
Value must be a member of the following list. The values are case sensitive.
ELECTRONIC
Electronic delivery.
GROUND
Ground (4 or more days).
OVERNIGHT
Overnight (next day).
PRIORITY
Priority (2-3 days).
SAME_DAY
Same day.
String
CONDITIONAL
The middle name of the person to whom the order is being shipped.
If there is more than one middle name, this is the first middle name.
Data can consist of any characters
String
CONDITIONAL
The phone number of the person to whom the order is being shipped.
Data can consist of any characters
String
CONDITIONAL
The title of the person to whom the order is being shipped.
Data can consist of any characters
ALWAYS PROVIDED
ALWAYS PROVIDED
String
CONDITIONAL
The date the transaction was processed, as returned by the acquirer.
Not returned by most acquirers.
Data can consist of any characters
String
ALWAYS PROVIDED
The ID for the acquirer used to process the transaction.
Data can consist of any characters
String
CONDITIONAL
The time the transaction was processed, as returned by the acquirer.
Not returned by most acquirers.
Data can consist of any characters
Decimal
ALWAYS PROVIDED
Transaction Amount.
Expressed as a decimal number in the units of the currency. For example 12.34 in USD is the amount 12 dollars and 34 cents.
Data is a decimal number.
ASCII Text
CONDITIONAL
Value generated by the issuing bank in response to a proposal to transfer funds.
Data consists of ASCII characters
Integer
CONDITIONAL
The batch in which the transaction was processed.
JSON number data type, restricted to being positive or zero. In addition, the represented number may have no fractional part.
Boolean
CONDITIONAL
Set this flag if the transaction is a manual cash disbursement transaction, i.e. cash is disbursed upon the acceptance of a card by a financial institution teller.
JSON boolean values 'true' or 'false'.
Upper case alphabetic text
ALWAYS PROVIDED
The currency of the order expressed as an ISO 4217 alpha code.
Data must consist of the characters A-Z
Enumeration
CONDITIONAL
Indicates the frequency of the transaction offered to the cardholder.
Value must be a member of the following list. The values are case sensitive.
INSTALLMENT
Indicates an installment transaction where the payer authorizes you to deduct multiple payments over an agreed period of time for a single purchase.
RECURRING
Indicates a recurring transaction where the payer authorizes you to automatically debit their accounts for bill or invoice payments.
SINGLE
Indicates a single transaction where a single payment is used to complete the order.
String
ALWAYS PROVIDED
The unique identifier of the transaction, that distinguishes it from other transactions on the order.
Data can consist of any characters
ASCII Text
CONDITIONAL
A unique reference generated by the acquirer for a specific merchant interaction.
The reference may be used when contacting the acquirer about a specific transaction.
Data consists of ASCII characters
String
CONDITIONAL
The value provided by you to identify the transaction within all orders.
Data can consist of any characters
Enumeration
CONDITIONAL
Indicates the source through which you received the transaction.
Value must be a member of the following list. The values are case sensitive.
CALL_CENTRE
Transaction conducted via a call centre.
CARD_PRESENT
Transaction where the card is presented to the merchant.
INTERNET
Transaction conducted over the Internet.
MAIL_ORDER
Transaction received by mail.
MOTO
Transaction received by mail or telephone.
TELEPHONE_ORDER
Transaction received by telephone.
VOICE_RESPONSE
Transaction conducted by a voice/DTMF recognition system.
CONDITIONAL
CONDITIONAL
Decimal
CONDITIONAL
Local tax amount.
Expressed as a decimal number in the units of the currency. For example 12.34 in USD is the amount 12 dollars and 34 cents.
Data is a decimal number.
Boolean
CONDITIONAL
Indicates whether the transaction is exempt from local tax or not.
JSON boolean values 'true' or 'false'.
String
CONDITIONAL
Local tax reference value associated with the transaction.
Data can consist of any characters
String
CONDITIONAL
The terminal configured at the processor/acquirer used to process the transaction.
Data can consist of any characters
Enumeration
ALWAYS PROVIDED
Indicates the type of action performed on the order.
Value must be a member of the following list. The values are case sensitive.
AUTHORIZATION
Authorization
CAPTURE
Capture
PAYMENT
Payment (Purchase)
REFUND
Refund
VOID_AUTHORIZATION
Void Authorization
VOID_CAPTURE
Void Capture
VOID_PAYMENT
Void Payment
VOID_REFUND
Void Refund
Errors Copied to clipboard
Information on possible error conditions that may occur while processing an operation using the API.
Enumeration
Broadly categorizes the cause of the error.
For example, errors may occur due to invalid requests or internal system failures.
Value must be a member of the following list. The values are case sensitive.
INVALID_REQUEST
The request was rejected because it did not conform to the API protocol.
REQUEST_REJECTED
The request was rejected due to security reasons such as firewall rules, expired certificate, etc.
SERVER_BUSY
The server did not have enough resources to process the request at the moment.
SERVER_FAILED
There was an internal system failure.
String
Textual description of the error based on the cause.
This field is returned only if the cause is INVALID_REQUEST or SERVER_BUSY.
Data can consist of any characters
String
Indicates the code that helps the support team to quickly identify the exact cause of the error.
This field is returned only if the cause is SERVER_FAILED or REQUEST_REJECTED.
Data can consist of any characters
Enumeration
A system-generated high level overall result of the operation.
Value must be a member of the following list. The values are case sensitive.
ERROR
The operation resulted in an error and hence cannot be processed.